P&N Bank
P&N Bank

Mortgage Breaker

Variable Rate
0% p.a.

No interest is paid to the savings account. The balance in the account is 100% offset against loan.

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Trans
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $5.00
Interest
No interest is paid to the savings account. The balance in the account is 100% offset against loan.
Interest Calculation Frequency
Interest Payment Frequency
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $1,000.00
EFTPOS Fee $1.25
Debit Card Replacement Fee $10.00

Fee Details

Service Fee Frequency Monthly
Fee Rebate Available
Balance Required for Fee-Free $350.00

T&Cs

Most transaction fees are exempt where the minimum base balance of $350 is maintained. Otherwise 6 free transactions per month then $1.25 per transaction of the following: EFTPOS, member cheque and direct debit.

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month 6

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month
Cheque Fee $1.25
Cheque Dishonour Fee $10.00
Debit Item Dishonour Fee $10.00

Overseas Access

Overseas ATM Facilities VisaPlus
Overseas ATM Balance Fee $5.00
Overseas ATM Withdrawal Fee $5.00
Overseas EFTPOS Fee $5.00
OS Emergency Card Replacement $320.00
Overdrawn Account Fee $10.00
Foreign Transaction Fee 3%