The First Home Super Saver scheme enables first home buyers to withdraw some of their extra superannuation contributions to use as some or all of [...]

Refinancing means taking out a new home loan to pay out and replace your existing loan. Borrowers do this usually to replace a more expensive [...]

Are you looking for Australia’s lowest rate home loan? There is no better way to ensure you are getting a good home loan deal than [...]

To compare home loan deals from banks, credit unions and other lenders, InfoChoice lists over 1800 loan products and gives you tools to cut through [...]

Every type of asset has advantages and disadvantages. As an asset class, real estate is not free of all risks. There are no guarantees that [...]

InfoChoice lists and helps you compare home loans from Australia’s banks, credit unions and other lenders. InfoChoice lists more than 1800 home loan products now [...]

When you’re comparing investment property loans it’s a slightly different process to looking for an owner–occupier loan. You need to think about the following factors. [...]

ME is a largely online bank headquartered in Melbourne with a handful of branches in other capital cities in Australia. ME started life as Super [...]

ING DIRECT became Australia’s first ‘direct bank’ in 1999 when Dutch parent ING Group launched an Australian subsidiary, headquartered in Sydney (pictured). A direct bank [...]

Credit Union Australia (CUA) is Australia’s biggest credit union and started life way back in 1946, as the result of a merger of several smaller [...]

*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]

HSBC Australia is a foreign owned subsidiary bank of HSBC Holdings, a British bank operating in 65 countries around the world. HSBC is the 7th [...]

St George Bank is a NSW based, wholly owned subsidiary of Westpac (since 2008) and offers a similar range of loans, cards and accounts as [...]

The Reserve Bank of Australia (RBA) has kept interest rates on hold for the month of December at a historic low of 0.75 per cent. [...]

The federal government’s first home deposit scheme kicks off on 1 January 2020 and house prices are low but rising. First home buyers are reportedly [...]

Home loan rates in December 2019 are lower than ever before in Australia. Right now, In December 2019, assuming a 6-week settlement period, a borrower [...]

The lowest variable home loan comparison rate now listed on InfoChoice is 2.71 per cent per annum from Reduce Home Loans. FreedomLend has an owner-occupied [...]

Bank of Queensland (BoQ) is one of Australia’s leading regional banks. BoQ is a listed institution (ASX:BOQ) and, unlike some other state-based banks, is not [...]

Bank of Melbourne is a Westpac owned Victorian lender with a full suite of home loans, personal loans, credit cards, accounts and other banking products. [...]

History of Virgin Money in Australia Virgin Money is an Australian financial services business now owned 100 per cent by Bank of Queensland. The Virgin [...]

If you’re looking to make your retirement more comfortable, then a reverse mortgage could help you to access some of the value in your home, [...]

Will banks and lenders negotiate a better rate if I ask? The simple answer to this question is you probably can negotiate your way to [...]

How do variable rate home loans work? Variable mortgages can be ideal for borrowers looking for low–rate home loans, because they typically have lower rates [...]

There are now more than one hundred variable rate home loans for owner occupiers listed on InfoChoice with comparison rates under 3.5 per cent pa. [...]

“First in, best dressed!” The Morrison government’s First Home Loan Deposit Scheme starts on the 1 January 2020. The government’s finance minister says the scheme [...]

Spring is the time for buying and improving Auction clearance rates indicate most capital city and many regional markets are turning around. Investors need to [...]

Which is better for you – a fixed rate home loan or variable rate? How and why do borrowers choose between the two types of [...]

For most Australians, purchasing a home represents the most momentous financial decision of their lives. It's the kind of thing that can have years-long effects [...]

Who can qualify for the First Home Loan Deposit Scheme? Your two-minute FAQ guide to the First Home Loan Deposit Scheme Whilst seasoned campaigners understand [...]

The household expenditure measure (H.E.M.) is used by lenders to assess your loan application. When you’re applying for a mortgage, lenders don’t just look at [...]

The Big Four banks all offer ‘packaged’ home loan deals and they are generally pretty similar. Generally, but not at the moment! In what has [...]

When you’re looking at a property to buy, you need to be sure you are aware of the condition of the place. It might look [...]

Are you looking for Australia’s lowest mortgage interest rate? One lender is consistently one of the cheapest lenders in Australia. Comparing home loans can be [...]

Athena Home Loans like to deliver savings When the Reserve Bank of Australia announced a 0.25 percentage point rate cut this week, the first lender [...]

Around 100,000 owner-occupier home loan borrowers have been reclassified as investors. The change means they could be hit with higher interest rates in the future. [...]

You have an account with at least one of the Big Four banks – ANZ, CommBank, Westpac or NAB or another bank or credit union [...]

More Aussies are taking out home loans requiring them to spend thousands on Lenders Mortgage Insurance (LMI), but do they really know what they’re paying [...]

What is a guarantor home loan and how does it work? Quite simply, a guarantor home loan is one that has a portion of the [...]

New ‘secret shopper’ research reveals what each big bank is prepared to lend – and the answers will SHOCK you. In fact, the differences right [...]

Lenders don’t use the loan’s advertised interest rate to assess your application and whether you can afford to repay it - they have much higher [...]

Westpac announces amazing new low rates and first major regional bank goes under 3%* Westpac slashes home loan rates by up to 1.30%. Westpac has [...]

…. and how to get the best home loan deal ‘I want the best home loan’ By Jason Bryce Low interest rate, low fees, fixed rate, variable [...]

By Richard Holdcroft With the lowest home loan interest rates in history now on offer, there are potentially huge savings to be had on your mortgage. Thanks [...]

The world economy is in totally uncharted territory. Last week central bankers from around the globe met in Jackson Hole, Wyoming, USA and tried to [...]

Home loans typically last for 25 or 30 years, unless you repay it early or refinance. Refinancing means using a new loan to pay off [...]

US President Donald Trump is an unconventional and controversial political leader. That’s not news but what you may not realise is how much influence Mr [...]

Looking for an investment home loan is quite different to looking for an owner–occupier home loan. Here’s what you need to look at when you’re [...]

If you’re looking to shave off a few dollars from your mortgage each month, then turning to an online lender is a good option for [...]

How much can I save by refinancing? Refinancing your home loan could be one of the best financial decisions you ever make. And refinancing is [...]

Westpac has emerged victorious after a bombshell court decision today that vindicates automated assessments of loan applicant’s living expenses using a formula called the Household [...]

Despite recent property price falls, it’s still difficult to get together a 20 per cent home deposit. If you’re renting and trying to save up [...]

Home loan rates have hit all-time record lows. The property market is showing signs of recovery. Regulators have eased home loan eligibility guidelines. Lenders are [...]

When you’re looking for a home loan deal, you’ll probably think first of approaching one of the Big Four Aussie banks – NAB, ANZ, Westpac [...]

Australia’s Big Four banks – Commonwealth Bank, Westpac, ANZ (Australia and New Zealand Bank) and NAB (National Australia Bank) dominate our economy and are most [...]

Strictly speaking, you don’t pay stamp duty on your home loan, you pay it as a tax on your property purchase. However, you’ll have to [...]

For many of the hopeful, wannabe homeowners in Australia, it’s not keeping up with home loan news and finding the right property that stumps them, [...]

You might love the freedom of being self–employed but you probably don’t like the attitude of banks and lenders to self-employed loan applicants. One of [...]

Home loan rates in Australia have never in living memory been as low as they are now. In short, it’s a great time to be [...]

Thousands of Australians who are currently considered not able to afford a home loan are about to suddenly become eligible for mortgage credit. Home loan [...]

If you’re Muslim, then you may have wondered for a long time about how you can get a mortgage so you can own your own [...]

The Reserve Bank of Australia has announced a cut in official interest rates (OCR) of 0.25 percentage points to 1 per cent. The first big [...]

The Reserve Bank of Australia has announced a cut in official interest rates (OCR) of 0.25 percentage points to 1 per cent. Vadim Taube, chief [...]

When you’re planning to buy your first property you spend hours on real estate sites, sighing over the video tours and ads about easy home [...]

The Reserve Bank of Australia board meets on Tuesday 2 July to decide whether to cut interest rates for the second month in a row [...]

Which bank is greenest? Are you concerned that the planet is warming and some politicians are really not responding with appropriate urgency? Are you concerned [...]

What is a real estate “bubble?” A property bubble is initially fueled by demand which outstrips a limited supply. It’s the increasing price of housing [...]

“It is more affordable to buy than rent” Which cities and towns are cheaper for home buyers than renters? Suddenly in 2019, there are plenty [...]

Tuesday June 4 will be remembered as the day the Reserve Bank of Australia (RBA) reduced interest rates to a new all-time record low. The [...]

Commonwealth vs Westpac vs NAB vs ANZ Australia’s Big Four banks are Westpac, National Australia Bank (NAB), Commonwealth Bank and ANZ. They’re called the Big [...]

‘When people look around, they generally get a better deal’ If you are one of the many millions of Australians who have been angered by [...]

Get married, buy a house, and live in it. Simple, right? Perhaps not. This path of normality paved by older generations has left millennials perplexed [...]

Non-bank lender announces amazing new super-low comparison rate The Reserve Bank of Australia has just announced an historic cut in the official cash rate (OCR) [...]

Borrowers are today celebrating Australia’s first official interest rate cut in almost three years, and experts are predicting more to follow. But why wait to [...]

Does Australia need an interest rate cut? Vote YES or NO https://www.facebook.com/193785440635734/posts/2667190169961903/ Should monetary policy put “People before Profits” or “Poverty before Property Prices?” The [...]

Many Australians worry about their credit rating these days, especially if they know their own rating isn’t as good as it could be. Finding out [...]

Mortgage stress for Australians has reached an all-time high. Across the country, more than one million households are estimated to now be in mortgage stress—meaning [...]

Life is meant to begin at 40. You’re older. Wiser. Better equipped to deal with the world and what it throws at you, except, apparently, [...]

The first lender in Australia to announce a retail home loan rate under three per cent is Greater Bank. The Newcastle based mutual bank has [...]

The Reserve Bank of Australia has stubbornly resisted cutting interest rates in recent years but some lenders have been slashing their variable rate, and fixed [...]

The Turnbull government has announced ‘game changing’ new laws that will allow Australian’s to negotiate a better deal on their home loans, credit cards and [...]

Westpac has announced that new parents will now have their paid parental leave and return to work income recognised when they apply for a mortgage. [...]

According to the latest Housing Affordability Report by Adelaide Bank and The Real Estate Institute of Australia, residential property is becoming more affordable. The proportion [...]

Teachers Mutual Bank’s three-year fixed rate has been reduced by 0.25 percentage points to 3.74 per cent (4.88 per cent comparison rate). Teachers Mutual Bank’s [...]

The Australian government announced that foreign investors in Australian residential real estate will pay an application fee from 1 December 2015. CBRE’s head of research [...]

Home loan interest rates are now at historic low levels – so is now a good time to lock in a fixed rate mortgage? Many [...]

Most lenders are still not using comprehensive credit reporting to assess loan applications even though the new system has been available since March 2014. Banks [...]

What makes mortgage borrowers want to refinance their mortgage or switch to a better mortgage deal with another lender? Research from NAB owned online lender [...]

The National Consumer Credit Protection Act has been amended to include regulations covering reverse mortgages. Brokers and lenders who arrange reverse mortgages must now make [...]

The Reserve Bank reported yesterday that “lending rates have tended to move in line with funding costs over the past 12 months.” The RBA said [...]

After nearly two years of downward movement on fixed interest rate home loans, a major bank has made the first increase on their fixed interest [...]

The Reserve Bank has left the official cash interest rate unchanged at 3 per cent for February. A poll of 28 economists carried out by [...]

There are plenty of ways for banks to maximise the profits they make from your home loan. The standard home loan term has crept from [...]

Interest rates are on hold for now, with senior economists predicting only modest rate cuts towards the end of the year, after the Reserve Bank [...]

As widely forecast, the New South Wales Budget, which was handed down yesterday, includes significant changes to the state’s First Home Owner Grant Scheme. From [...]

ANZ will make its rates decision at its monthly mortgage committee meeting on Friday and the other banks are not expected to move before then. [...]

National Australia Bank chief executive Cameron Clyne said the bank continued to grow its number of mortgage customers. “We've seen substantial switching over the last [...]

The NSW Police Credit Union will pass on the full .50 per cent RBA rate cut to its Police Value Variable Home Loan (down to [...]

Lack of a deposit - not interest rate movements - is hurting first homebuyers. A survey by Loan Market has found interest rates were the [...]

Australian Bankers' Association chief Steven Munchenberg said banks needed to balance the interests of savers and people borrowing money for houses or running a business. [...]

The housing finance market has recorded nine months of steady growth, making up the ground lost when it went into a sharp decline in late [...]