The Reserve Bank of Australia has cut interest rates to new record lows, reducing the cash rate from 0.25 per cent to just 0.1 per [...]
A home loan can last from 25 to 30 years on average, which is a long time for interest to accumulate on the balance, even [...]
A reverse mortgage is a financial product that lets senior homeowners release some of the equity tied up in their property. Reverse mortgage fast facts: [...]
The idea of looking after our seniors seems to get lost at times amongst #boomer comments and COVID-related care issues. However, when it comes to [...]
Even among a landscape of quite a few sub–2.5 per cent p.a. home loans on the Australian market, the UBank UHomeLoan stands out for its [...]
One of the biggest savings campaigns you’ll ever undertake is getting together your first ever house deposit. OK, to be fair, you might need to [...]
Even with home loan interest rates being at their lowest for a long time – there are several products on the market with rates below [...]
The Australian home loan market has quite a few products with interest rates of around 2.5 per cent p.a. right now, which is something of [...]
What is a home equity loan? At some point in everyone’s life, they need a sudden – and sometimes rather large – cash injection. The [...]
It is difficult to determine how banks and mortgage lenders determine whether you are suitable for a loan or not as not all criteria is [...]
The Regional Australia Council 2031 is set to launch a national campaign to raise awareness of opportunities in regional Australia. However, there is one demographic [...]
History has given us the Great Depression, the Wall St Crash and in Australia the ‘recession we had to have’, but now we are looking [...]
Property prices have yet to see the fall predicted by some property market analysts. That could come in due course, however right now property price [...]
A reverse mortgage is a loan available to homeowners which allows them to convert the equity in their property into cash payments, provided they have [...]
When you buy a property, the banks will generally ask that you have a 20 per cent deposit which will allow you to borrow 80 [...]
Buying your first property can be a daunting task. From knowing how much you can borrow, which you can do with the InfoChoice Home Loan [...]
Those who manage to lock in amazing deals are often referred to as great negotiators. Effective negotiation requires plenty of preparation. It also requires time [...]
Rates have remained at this level since March, when the country was going through the worst effects of the coronavirus pandemic. Despite the low rates, [...]
Sometimes large sums of cash are required relatively quickly to deal with unexpected circumstances. You may have to deal with emergency medical expenses, emergency home [...]
It is no surprise that when many people look to choose a home loan, they look for one with the lowest interest rate possible. With [...]
Led by Melbourne and Sydney, Australia’s house prices rose in the March quarter. Prices were yet to be affected by social distancing policies during this [...]
From stamp duty to building inspections, the list of hidden or less thought about home purchase costs can be quite extensive. InfoChoice has listed a [...]
Refinancing is a great way to improve your financial situation, whether by lowering interest rates and repayments or by putting the equity in your mortgage [...]
This week, National Australia Bank (NAB) cut various home loan rates to record lows. Its NAB Choice Package fixed-rates now start from 2.19% p.a. (comparison [...]
Research conducted by property valuers and advisors Herron Todd White suggests the downtime people have experienced during isolation has spurned a home improvement boom with owners [...]
Landlords have been hit hard over the last six months, with job losses and paused migration causing a dwindling demand for rental properties. In April [...]
Mortgage holders who were hit hard by COVID-19, have been given added support by three of the big four banks who will allow them to [...]
Property, much like gold, seems like a safe haven for investors: it’s an asset that is widely seen as something that could secure your financial [...]
As an investment choice, property continues to be a favoured option. However, success is never guaranteed. So, here are six pointers every investor should consider [...]
The median house price in Sydney is approximately $885,000. Thirty percent of that median price equates to $265,500 dollars. In March this year, the median [...]
If you are looking for somewhere affordable to live, then look no further than Western Australia. WA’s housing and rental markets are at the best [...]
The Reserve Bank of Australia (RBA) has kept the official cash rate at a record low 0.25 per cent for another month at least. This [...]
If ever there was a time to consider the purchase of a new home it is now. A grant of up to $20,000 for new [...]
RBA Governor Philip Lowe addressed the COVID-19 Senate Select Committee on Thursday 28 May. For the most part, the Governor, as seems to be his [...]
How would you like a $50,000 cheque from the Morrison government? It’s enticing and if the Property Council of Australia has its way, it could [...]
There were only 79 auctions in Melbourne this weekend and just over half found a buyer, as on-site auctions made their official comeback. The overall [...]
Right now, the lowest home loan rates in Australia are under 2.5% pa and they could come down even further in the next few weeks. [...]
What happens when you refinance a home loan? Refinancing a home loan is leaving the deal you currently have and moving the outstanding balance of [...]
This article will be updated as lenders announce rate cuts. The Reserve Bank cut interest rates at 2.30pm on Tuesday 3 March 2020 by 0.25 [...]
If you are looking for a home loan when you have a bad credit rating, you need to shop around and compare deals carefully. You [...]
Plenty of Australian families and households are in mortgage stress right now according to economist Martin North from Digital Finance Analytics. In January 2020, more [...]
Have you unexpectedly hit some financial difficulties paying your bills and meeting your expenses? Perhaps you have become unemployed? Or experienced sickness or for another [...]
Do you know your home loan interest rate? And what fees (if any) you are being charged on your mortgage? Do you know your home [...]
Did you know that changing from one home loan provider to another, could potentially save you thousands of dollars? In fact, making this decision, could [...]
You can a better home loan with a better rate, fees and features this weekend with InfoChoice to assist you. InfoChoice lists 1800 home loans [...]
Australia’s biggest bank is Commonwealth Bank. One in four homebuyers choose Commonwealth Bank for their home loan and, in 2019 and 2020, Commonwealth Bank is [...]
The best home loans for home buyers depends on what you are looking for in a loan, what life stage you are at and what [...]
The best home loans for first home buyers charge low rates and fees, probably include an offset account and are available for people with a [...]
Brisbane Auction Results for Saturday 14 March 2020 There were 75 residential property auctions held in Brisbane on Saturday 14 March 2020. 59 per cent [...]
Have you been looking around for a first home? Maybe you are saving for a first home deposit and keeping an eye on the real [...]
Refinancing is easier with InfoChoice. Are you scared of refinancing? There’s no need to fear the process of comparing and finding a new home loan [...]
Melbourne Auction Results for Saturday 14 March 2020 There were 1091 residential property auctions held in Melbourne on Saturday 14 March 2020. 68 per cent [...]
Sydney Auction Results for Saturday 14 March 2020 There were 644 residential property auctions held in Sydney on Saturday 14 March 2020. 70 per cent [...]
Australia’s leading property markets are booming. Sydney’s median house price is approaching record levels and Melbourne’s market is not far behind. One reason for the [...]
The lowest home loan rates in Australia are under 2.50 per cent pa with one lender now offering a rate of 2.44 per cent pa [...]
InfoChoice’s new lowest home loan rate* - 2.44% pa More lenders have followed Westpac in slashing home loan rates over the last week. The lowest [...]
The First home Loan Deposit Scheme has opened and applications are being accepted. Here are some common questions about the FHLDS: How many FHLDS loans [...]
As of 1 January 2020, the First Home Loan Deposit Scheme is live and kicking! As of the 1 February, smaller lenders will be joining [...]
It’s an oft-asked question. From spruikers, to investors, to potential investors and self proclaimed ‘gurus’, each of these classes has either asked, or been asked, [...]
More borrowers are comparing and leaving the big four The proportion of the home loan market controlled by the big four Australian banks, Commbank, Westpac, [...]
The lowest home loan rates in Australia are well under 3 per cent pa with some lenders now offering rates around 2.5 per cent pa. [...]
Market leaders slash home loan rates to 2.44% pa Two lenders have followed Westpac in slashing home loan rates this week. Westpac now has fixed [...]
Small lenders join Commbank and NAB in FHLDS Commonwealth bank and National Australia Bank are said to be experiencing very strong demand from potential first [...]
Jonathan JacksonInfoChoice investment expert writer Proptech is changing the way homebuyers, investors and developers make property purchases. New technology in the buying and selling of [...]
Westpac slashes investor home loan rates Australia’s favourite lender for landlords, Westpac, has slashed fixed interest rates from yesterday, 22 January, by up to 0.50 [...]
MEDIA RELEASESunday 19 January 2020 First Home Buyers with small deposits can save more by comparing Up to ten thousand home buyers with small deposits [...]
ANZ gives $1 million to bushfire victims ANZ Bank have announced a range of support measures including a financial assistance package for communities affected by bushfires. [...]
Perth Property Market Update, 6 March 2020 The Reserve Bank of Australia cut interest rates this week to 0.50%. All big four banks have passed [...]
Westpac pays the mortgage for bushfire victims Westpac Group (including Bank of Melbourne, St George Bank, BankSA and RAMS) has announced more support for customers [...]
A bank buys Warney’s cap! Australia's all-time leading Test cricket wicket-taker and Victoria’s legendary bowler, Shane Warne, has auctioned his iconic Australian baggy green cap [...]
MEDIA RELEASEFriday 10 January 2020 Borrowers could pay up to $5K per year MORE First home buyers participating in the First Home Loan Deposit Scheme [...]
The First Home Super Saver scheme enables first home buyers to withdraw some of their extra superannuation contributions to use as some or all of [...]
Refinancing means taking out a new home loan to pay out and replace your existing loan. Borrowers do this usually to replace a more expensive [...]
Are you looking for Australia’s lowest rate home loan? There is no better way to ensure you are getting a good home loan deal than [...]
What impact is climate change having on property prices? The impact of Australia’s current bushfire crisis, fuelled by record-breaking temperatures and months of severe drought, [...]
First Home Loan Deposit Scheme slammed by experts The federal government’s First Home Loan Deposit Scheme does not address the causes of high home prices [...]
To compare home loan deals from banks, credit unions and other lenders, InfoChoice lists over 1800 loan products and gives you tools to cut through [...]
*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]
First home loan guarantee scheme underway Eligible first home buyers can now apply for guarantees under the Australian Government’s new First Home Loan Deposit Scheme. [...]
Every type of asset has advantages and disadvantages. As an asset class, real estate is not free of all risks. There are no guarantees that [...]
Are you depressed by the expensive price of houses and home and land packages in Australia? Have you considered looking for an affordable, empty block [...]
Owner occupiers are driving the mortgage market and first home buyers are back at open houses and auctions in droves. New home loan sales were [...]
InfoChoice lists and helps you compare home loans from Australia’s banks, credit unions and other lenders. InfoChoice lists more than 1800 home loan products now [...]
When you’re comparing investment property loans it’s a slightly different process to looking for an owner–occupier loan. You need to think about the following factors. [...]
First Home Loan Deposit Scheme lenders announced The National Housing Finance and Investment Corporation has announced that Commonwealth Bank will join NAB as the second [...]
ME is a largely online bank headquartered in Melbourne with a handful of branches in other capital cities in Australia. ME started life as Super [...]
ING DIRECT became Australia’s first ‘direct bank’ in 1999 when Dutch parent ING Group launched an Australian subsidiary, headquartered in Sydney (pictured). A direct bank [...]
Credit Union Australia (CUA) is Australia’s biggest credit union and started life way back in 1946, as the result of a merger of several smaller [...]
*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]
HSBC Australia is a foreign owned subsidiary bank of HSBC Holdings, a British bank operating in 65 countries around the world. HSBC is the 7th [...]
St George Bank is a NSW based, wholly owned subsidiary of Westpac (since 2008) and offers a similar range of loans, cards and accounts as [...]
Banks consider credit card gambling ban The Australian Bankers Association is proposing new restrictions on the use of credit cards for gambling. The ABA set [...]
Citibank raises rates on homeloans Citibank is facing a backlash from politicians and consumer groups after raising rates on homeloans. Citi is the first bank [...]
The Reserve Bank of Australia (RBA) has kept interest rates on hold for the month of December at a historic low of 0.75 per cent. [...]
Opal card loophole costs NSW govt millions A common Opal card legal ‘scam’ is costing the NSW government millions each year as commuters rack up [...]
The federal government’s first home deposit scheme kicks off on 1 January 2020 and house prices are low but rising. First home buyers are reportedly [...]
MEDIA RELEASE Tuesday 3 December 2019 The Reserve Bank of Australia has left the Official Overnight Cash Rate (OCR) unchanged at 0.75 per cent. ASX [...]
Home prices surge higher in November National property prices rose strongly in November according to CoreLogic’s Home Value Index. The Index jumped up 1.7 per cent [...]
Home loan rates in December 2019 are lower than ever before in Australia. Right now, In December 2019, assuming a 6-week settlement period, a borrower [...]
The lowest variable home loan comparison rate now listed on InfoChoice is 2.71 per cent per annum from Reduce Home Loans. FreedomLend has an owner-occupied [...]