Right now, the lowest home loan rates in Australia are under 2.5% pa and they could come down even further in the next few weeks. [...]

What happens when you refinance a home loan? Refinancing a home loan is leaving the deal you currently have and moving the outstanding balance of [...]

This article will be updated as lenders announce rate cuts. The Reserve Bank cut interest rates at 2.30pm on Tuesday 3 March 2020 by 0.25 [...]

If you are looking for a home loan when you have a bad credit rating, you need to shop around and compare deals carefully. You [...]

Plenty of Australian families and households are in mortgage stress right now according to economist Martin North from Digital Finance Analytics. In January 2020, more [...]

Have you unexpectedly hit some financial difficulties paying your bills and meeting your expenses? Perhaps you have become unemployed? Or experienced sickness or for another [...]

Do you know your home loan interest rate? And what fees (if any) you are being charged on your mortgage? Do you know your home [...]

You can a better home loan with a better rate, fees and features this weekend with InfoChoice to assist you. InfoChoice lists 1800 home loans [...]

Australia’s biggest bank is Commonwealth Bank. One in four homebuyers choose Commonwealth Bank for their home loan and, in 2019 and 2020, Commonwealth Bank is [...]

The best home loans for home buyers depends on what you are looking for in a loan, what life stage you are at and what [...]

The best home loans for first home buyers charge low rates and fees, probably include an offset account and are available for people with a [...]

Brisbane Auction Results for Saturday 14 March 2020 There were 75 residential property auctions held in Brisbane on Saturday 14 March 2020. 59 per cent [...]

Have you been looking around for a first home? Maybe you are saving for a first home deposit and keeping an eye on the real [...]

Refinancing is easier with InfoChoice. Are you scared of refinancing? There’s no need to fear the process of comparing and finding a new home loan [...]

Melbourne Auction Results for Saturday 14 March 2020 There were 1091 residential property auctions held in Melbourne on Saturday 14 March 2020. 68 per cent [...]

Sydney Auction Results for Saturday 14 March 2020 There were 644 residential property auctions held in Sydney on Saturday 14 March 2020. 70 per cent [...]

Australia’s leading property markets are booming. Sydney’s median house price is approaching record levels and Melbourne’s market is not far behind. One reason for the [...]

The lowest home loan rates in Australia are under 2.50 per cent pa with one lender now offering a rate of 2.44 per cent pa [...]

InfoChoice’s new lowest home loan rate* - 2.44% pa More lenders have followed Westpac in slashing home loan rates over the last week. The lowest [...]

The First home Loan Deposit Scheme has opened and applications are being accepted. Here are some common questions about the FHLDS: How many FHLDS loans [...]

As of 1 January 2020, the First Home Loan Deposit Scheme is live and kicking! As of the 1 February, smaller lenders will be joining [...]

It’s an oft-asked question. From spruikers, to investors, to potential investors and self proclaimed ‘gurus’, each of these classes has either asked, or been asked, [...]

More borrowers are comparing and leaving the big four The proportion of the home loan market controlled by the big four Australian banks, Commbank, Westpac, [...]

The lowest home loan rates in Australia are well under 3 per cent pa with some lenders now offering rates around 2.5 per cent pa. [...]

Market leaders slash home loan rates to 2.44% pa Two lenders have followed Westpac in slashing home loan rates this week. Westpac now has fixed [...]

Small lenders join Commbank and NAB in FHLDS Commonwealth bank and National Australia Bank are said to be experiencing very strong demand from potential first [...]

Jonathan JacksonInfoChoice investment expert writer Proptech is changing the way homebuyers, investors and developers make property purchases. New technology in the buying and selling of [...]

Westpac slashes investor home loan rates Australia’s favourite lender for landlords, Westpac, has slashed fixed interest rates from yesterday, 22 January, by up to 0.50 [...]

MEDIA RELEASESunday 19 January 2020 First Home Buyers with small deposits can save more by comparing Up to ten thousand home buyers with small deposits [...]

ANZ gives $1 million to bushfire victims ANZ Bank have announced a range of support measures including a financial assistance package for communities affected by bushfires. [...]

Perth Property Market Update, 6 March 2020 The Reserve Bank of Australia cut interest rates this week to 0.50%. All big four banks have passed [...]

Westpac pays the mortgage for bushfire victims Westpac Group (including Bank of Melbourne, St George Bank, BankSA and RAMS) has announced more support for customers [...]

A bank buys Warney’s cap! Australia's all-time leading Test cricket wicket-taker and Victoria’s legendary bowler, Shane Warne, has auctioned his iconic Australian baggy green cap [...]

MEDIA RELEASEFriday 10 January 2020 Borrowers could pay up to $5K per year MORE First home buyers participating in the First Home Loan Deposit Scheme [...]

The First Home Super Saver scheme enables first home buyers to withdraw some of their extra superannuation contributions to use as some or all of [...]

Refinancing means taking out a new home loan to pay out and replace your existing loan. Borrowers do this usually to replace a more expensive [...]

Are you looking for Australia’s lowest rate home loan? There is no better way to ensure you are getting a good home loan deal than [...]

What impact is climate change having on property prices? The impact of Australia’s current bushfire crisis, fuelled by record-breaking temperatures and months of severe drought, [...]

First Home Loan Deposit Scheme slammed by experts The federal government’s First Home Loan Deposit Scheme does not address the causes of high home prices [...]

To compare home loan deals from banks, credit unions and other lenders, InfoChoice lists over 1800 loan products and gives you tools to cut through [...]

*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]

First home loan guarantee scheme underway Eligible first home buyers can now apply for guarantees under the Australian Government’s new First Home Loan Deposit Scheme. [...]

Every type of asset has advantages and disadvantages. As an asset class, real estate is not free of all risks. There are no guarantees that [...]

Are you depressed by the expensive price of houses and home and land packages in Australia? Have you considered looking for an affordable, empty block [...]

Owner occupiers are driving the mortgage market and first home buyers are back at open houses and auctions in droves. New home loan sales were [...]

InfoChoice lists and helps you compare home loans from Australia’s banks, credit unions and other lenders. InfoChoice lists more than 1800 home loan products now [...]

When you’re comparing investment property loans it’s a slightly different process to looking for an owner–occupier loan. You need to think about the following factors. [...]

First Home Loan Deposit Scheme lenders announced The National Housing Finance and Investment Corporation has announced that Commonwealth Bank will join NAB as the second [...]

ME is a largely online bank headquartered in Melbourne with a handful of branches in other capital cities in Australia. ME started life as Super [...]

ING DIRECT became Australia’s first ‘direct bank’ in 1999 when Dutch parent ING Group launched an Australian subsidiary, headquartered in Sydney (pictured). A direct bank [...]

Credit Union Australia (CUA) is Australia’s biggest credit union and started life way back in 1946, as the result of a merger of several smaller [...]

*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]

HSBC Australia is a foreign owned subsidiary bank of HSBC Holdings, a British bank operating in 65 countries around the world. HSBC is the 7th [...]

St George Bank is a NSW based, wholly owned subsidiary of Westpac (since 2008) and offers a similar range of loans, cards and accounts as [...]

Banks consider credit card gambling ban The Australian Bankers Association is proposing new restrictions on the use of credit cards for gambling. The ABA set [...]

Citibank raises rates on homeloans Citibank is facing a backlash from politicians and consumer groups after raising rates on homeloans. Citi is the first bank [...]

The Reserve Bank of Australia (RBA) has kept interest rates on hold for the month of December at a historic low of 0.75 per cent. [...]

Opal card loophole costs NSW govt millions A common Opal card legal ‘scam’ is costing the NSW government millions each year as commuters rack up [...]

The federal government’s first home deposit scheme kicks off on 1 January 2020 and house prices are low but rising. First home buyers are reportedly [...]

MEDIA RELEASE Tuesday 3 December 2019 The Reserve Bank of Australia has left the Official Overnight Cash Rate (OCR) unchanged at 0.75 per cent. ASX [...]

Home prices surge higher in November National property prices rose strongly in November according to CoreLogic’s Home Value Index.  The Index jumped up 1.7 per cent [...]

Home loan rates in December 2019 are lower than ever before in Australia. Right now, In December 2019, assuming a 6-week settlement period, a borrower [...]

The lowest variable home loan comparison rate now listed on InfoChoice is 2.71 per cent per annum from Reduce Home Loans. FreedomLend has an owner-occupied [...]

Bank of Queensland (BoQ) is one of Australia’s leading regional banks. BoQ is a listed institution (ASX:BOQ) and, unlike some other state-based banks, is not [...]

Bank of Melbourne is a Westpac owned Victorian lender with a full suite of home loans, personal loans, credit cards, accounts and other banking products. [...]

RBA hoses down money printing talk Australia does not yet require a radical departure from conventional monetary policy into quantitative easing (QE) or ‘money printing’ [...]

Christmas shopping scams booming in 2019 Already, before the end of November, more money has been lost online to shopping related scams in 2019 ( [...]

If you’re looking to make your retirement more comfortable, then a reverse mortgage could help you to access some of the value in your home, [...]

MEDIA RELEASE Sunday 24 November 2019 Rates Update: 100 home loans under 3.3% pa Savers can still get over 2% pa Expectations of another RBA [...]

Scott Morrison tells Westpac to clean up The prime minister Scott Morrison has told the Westpac board to consider the future of chief executive Brian [...]

NAB to pay $50M in compo to customers National Australia Bank has agreed to pay $49.5 million to settle a class action lawsuit over Consumer [...]

Will banks and lenders negotiate a better rate if I ask? The simple answer to this question is you probably can negotiate your way to [...]

MEDIA RELEASE Sunday 17 November 2019 Home Loans under 3% pa and Car loans go way under 5% pa Expectations of another RBA rate cut [...]

How do variable rate home loans work? Variable mortgages can be ideal for borrowers looking for low–rate home loans, because they typically have lower rates [...]

Banks offer help to bushfire victims Wild deadly bushfires are still out of control across much of northern NSW and Queensland. New South Wales and [...]

There are now more than one hundred variable rate home loans for owner occupiers listed on InfoChoice with comparison rates under 3.5 per cent pa. [...]

MEDIA RELEASE Sunday 10 November 2019 Rates Update: More than 100 variable home loan rates under 3.5%*One new bank still way out in front of [...]

More than 100 variable home loans under 3.5% There are now many more than 100 variable home loan products with comparison rates under 3.5 per [...]

“First in, best dressed!” The Morrison government’s First Home Loan Deposit Scheme starts on the 1 January 2020. The government’s finance minister says the scheme [...]

More Aussies are looking into a new mortgage … The number of Australians making enquiries about applying for a new mortgage has increased for the [...]

1. Commonwealth Bank raises fees Commonwealth Bank has raised fees on cheques from $1.50 to $3. Cheques cashed at a branch will also incur a [...]

MEDIA RELEASE Tuesday 5 November 2019 The Reserve Bank of Australia has left the Official Overnight Cash Rate (OCR) unchanged at 0.75 per cent. The [...]

MEDIA RELEASE Sunday 3 November 2019 More fixed and variable home loan rates fall under 3%There are options for savers who want to beat inflation [...]

Active borrowers get rewarded with bigger rate cuts Borrowers have given themselves an extra 0.05 percentage points in home loan rate cuts by comparing rates [...]

Spring is the time for buying and improving Auction clearance rates indicate most capital city and many regional markets are turning around. Investors need to [...]

Which is better for you – a fixed rate home loan or variable rate? How and why do borrowers choose between the two types of [...]

For most Australians, purchasing a home represents the most momentous financial decision of their lives. It's the kind of thing that can have years-long effects [...]

Neobank 86 400 opens with $10 cashback 86 400 is a neobank, a completely online bank based on a mobile phone app. 86 400 is [...]

Who can qualify for the First Home Loan Deposit Scheme? Your two-minute FAQ guide to the First Home Loan Deposit Scheme Whilst seasoned campaigners understand [...]

First Home Buyer Deposit Scheme caps announced The Morrison government’s First Home Buyer Deposit Scheme will start on 1 January 2020. The scheme will guarantee [...]

Westpac Group raises LVRs for investor lending The Westpac Group has raised the maximum loan to valuation ratio allowed in interest-only investor home loans from [...]

The household expenditure measure (H.E.M.) is used by lenders to assess your loan application. When you’re applying for a mortgage, lenders don’t just look at [...]

The Big Four banks all offer ‘packaged’ home loan deals and they are generally pretty similar. Generally, but not at the moment! In what has [...]

Which Sydney suburb has the highest rental yield? The average rental yield in the greater Sydney area is 2.8 per cent for houses and 3.7 [...]

Australian Property Market Outlook 15 October 2019 On 10 October, the Australian Bureau of Statistics (ABS) released its Lending to Households and Businesses data for [...]

When you’re looking at a property to buy, you need to be sure you are aware of the condition of the place. It might look [...]

Less than one year after the Royal Commission into Financial Services, the big banks and other mortgage lenders face a new government inquiry. Today the [...]

MEDIA RELEASE 10 October 2019 There are now 16 five-year fixed rate home loan products with advertised rates under 3 per cent pa listed on [...]

Is Facebook Libra falling apart? eBay, Visa, Mastercard and Stripe have joined PayPal in exiting the Facebook Libra coalition. There are now just two payments [...]

CommBank cuts fixed rates under 3% From today, Commonwealth Bank’s advertised 2 and 3 year (OO, P&I) fixed rates in the “Wealth Package” have been [...]