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The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years.
The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.
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Is an overdraft your best option?
An overdraft on your account is like having a safety net in place. It acts as a line of credit on your bank account, covering unexpected shortfalls.
With most overdraft facilities, you only pay interest on the funds you use, although there are often fees and requirements associated with the loan.
Our comparison table helps you find the best overdraft for your needs by displaying the maximum cost and minimum monthly repayments that would be applicable if you used all the available funds.