American Express
American Express

American Express® Platinum Business Card

Purchase Rate
0% p.a.
Cash Advance Rate
0% p.a.
Go to site
Interest Free
Up to 55 days
Annual Fee
$1,750.00
  • Receive 450,000 Membership Rewards Bonus Points. Simply spend $12,000 within 3 months of your approval date. Offer ends 7th September 2022. Available to new American Express Card Members only.
  • No fee for up to 99 Employee Cards.
  • No pre-set spending limit.
  • Earn up to 2.25 points per $1 spent - With no cap or expiry on points earned, your everyday business spend rewards you at one of Australia’s highest Charge Card point redemption rates.5C
  • Exclusive Platinum travel, experience and dining benefits for both business and leisure around the world.
  • Dedicated Account Manager - Exclusive to Platinum Business Card Members, your account manager is on hand to help with enquiries.

Key Features
Rewards Program
Rewards
Joining Fee
-
Annual Fee
$1,750.00
Insurance Cover
for Purchases
Overseas ATM
Availability
Automatic Travel
Insurance

Rewards Program
  • Earn 2.25 points per $1 spent excluding government spend where you’ll earn 1 point per $1 spent
  • Use Points to shop at David Jones, Ticketmaster, Gift Cards, Travel and more

Fee & Repayments

Annual Fee $1,750.00
Annual Fee First Year $1,750.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.50% or $30.00
Interest Charged From PurchaseDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 2.25
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN* -
Lifetime of Points
Rewards Program Partners Hilton Hotels, Helloworld, Webjet, Air New Zealand, Asia Miles, Emirates Skywards, Etihad Guest, Malaysia Airlines, Singapore KrisFlyer, Thai Royal Orchid Plus, Velocity, Virgin Atlantic Flying Club, Ticketmaster, David Jones
Rewards Bonus Points Partners Hilton Hotels, Helloworld, Webjet, Air New Zealand, Asia Miles, Emirates Skywards, Etihad Guest, Malaysia Airlines, Singapore KrisFlyer, Thai Royal Orchid Plus, Velocity, Virgin Atlantic Flying Club, Ticketmaster, David Jones
Domestic Airlines Virgin Airlines, Velocity
International Airlines Air New Zealand, Asia Miles, Emirates Skywards, Etihad Guest, Malaysia Airlines, Singapore KrisFlyer, Thai Royal Orchid Plus, Virgin Atlantic Flying Club
Conditions Terms and Conditions for the Membership Rewards Program for American Express Corporate and Business Cards Effective 15 November 2018, this agreement replaces any previous Membership Rewards Terms and Conditions. If you have not already accepted this agreement, you now accept it by using your Card or your program Account.

Other Charges

Duplicate Statement Fee $7.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions
450,000 Membership Rewards Bonus Points: Offer only available to new American Express Card Members who apply by 7 September 2022, are approved and spend $12,000 on their new Card in the first three (3) months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. 450,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member's Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the Terms and Conditions of the Membership Rewards Program available at americanexpress.com/en-au/rewards/membership-rewards/terms. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. 2C. Employee Cards: American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business, the Basic Card Member and each Employee Card Member are jointly and severally liable for all Employee Card spending. 3C. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us. 5C. Subject to the Terms and Conditions of the Membership Rewards program available here. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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