Latitude Financial Services
Latitude Financial Services

Latitude 28 Degrees Global Platinum Mastercard

Purchase Rate
21.99% p.a.
Cash Advance Rate
21.99% p.a.
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Interest Free
Up to 55 days
Annual Fee
  • Free Global Wi-Fi. Enjoy fast, premium quality Global Wi-Fi at more than 1 million hotspots worldwide.1
  • No annual fee.
  • No currency conversion fee.
  • No international transaction fees on purchases.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $0.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.5% or $30.00
Interest Charged From PurchaseDate
Late Payment Fee $30.00

Other Charges

Duplicate Statement Fee $0.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $4.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions
Important notice to the following credit card holders Effective from 1 July 2019, the following changes to 28 Degrees Platinum Mastercard Conditions apply: Conditions of Use - Part G: General Conditions: - Clause 28.4 is amended to the following “Liability for losses due to a breach of the guidelines in 28.3(c) and (d) will be determined under principles consistent with the ePayments Code. Please note, Latitude Financial Services is not a subscriber of the ePayments Code.” - Clause 31.2 is amended to the following “(b) you or the cardholder without unreasonable delay notify us upon discovery of the loss, theft and/or unauthorised use.” - Clause 31.2 (c) is amended by inserting the word “and” at the end of the sentence. - Clause 31.2 (d) “your account is in good standing” is deleted. - Clause 31.2 (e) has been renumbered to clause 31.2(d). This notice is given by the credit provider Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence Number 392145. 1. Free Global Wi-Fi through Boingo at over 1 million hotspots worldwide. Terms and conditions apply 2. To take advantage of up to 55 days Interest Free on credit card purchases, you must pay the full balance of the account (excluding unexpired Interest Free promotional plans) both for the statement before the purchases were made, and for the statement on which the purchases are listed. 3. Approved applicants only. Conditions apply. Refer to PDS

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.