NAB Rewards Business Signature Card

Purchase Rate
18.50% p.a.
Cash Advance Rate
21.74% p.a.
Interest Free
Up to 44 days
Annual Fee
  • Earn 100,000 Bonus Points when you spend $4,000 on everyday business purchases within 60 days of account opening.
  • Earn 1.25 NAB Rewards Points for every $1 spent on everyday business expenses.
  • Double your points on purchases made in major department and hardware stores.
  • Triple your points with Webjet, when travelling overseas or on overseas purchases made here in Australia.
  • Redeem your NAB Rewards Points on rewards such as merchandise and experiences to suit your business or personal lifestyle.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • 1.25 NAB Rewards Points per $1
  • Earn Double points on purchases made in major department and hardware stores
  • Earn triple points with Webjet, when travelling overseas or on overseas purchases made here in Australia

Fee & Repayments

Annual Fee $175.00
Annual Fee First Year $175.00
Rewards Joining Fee -
Supplementary Card Fee $175.00
Minimum Repayment Greater of 2% or $25.00
Interest Charged From PurchaseDate
Late Payment Fee $15.00

Rewards Program

Rewards Points per Dollar 1.25
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $15,384.00
Frequent Flyer Ratio 2
Spend at Loyalty Partner for $100 Gift Card* 5,128
Lifetime of Points 36 months
Rewards Program Partners Webjet, AFL
Rewards Bonus Points Partners Major Department and Hardware Stores such as Myer, David Jones, Bunnings, Mitre 10 and many more Webjet
Domestic Airlines
International Airlines Airpoints, Asia Miles
Conditions Conditions can be found at

Other Charges

Duplicate Statement Fee $0.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $100.00
Terms & Conditions
Offer commences on 18 June 2018. Bonus points - To be eligible for the Bonus points offer, you must apply for a new NAB Rewards Business Signature Card by 7 October 2018, be approved and spend $5,000 on everyday business purchases within 60 days of account opening. Everyday business purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. NAB may vary or end this offer. Points will be credited to your points balance within 3 months of meeting the spend criteria. Bonus points offer not available in conjunction with any other new business credit card offer, or where you currently hold or have closed a NAB Rewards Business Platinum credit card or any other NAB business credit card which included a special offer, within the previous twelve months. Offer is not available when closing / transferring from another NAB business credit card account or in conjunction with any other NAB offer. 1. Interest free days on business purchases. If you pay your account in full by the due date each month. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office, purchases of travellers cheques and transactions for gambling or gaming related purposes). 2. Earning Points. Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions available at These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points. 3. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 2227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy Information Booklet and NAB Purchase Protection Insurance Policy Information Booklet which may be amended from time to time. NAB does not guarantee this insurance. 4. This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB Concierge Services call 1300 730 213, 24 hours a day, 7 days a week. See the (PDF, 234KB) for full details. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 13 June 2018 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited. ©2019 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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