Suncorp Bank
Suncorp Bank

Suncorp Clear Options Gold

Purchase Rate
20.50% p.a.
Cash Advance Rate
21.99% p.a.
Interest Free
Up to 55 days
Annual Fee
  • $120 annual fee.
  • Earn 1 Reward point for every dollar spent up to $1,500 per month.
  • The convenience of Visa payWave allowing you to make purchases under $100 in seconds by holding your card against the payWave terminal.
  • Complimentary Purchase Cover Insurance for lost, stolen or damaged goods.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • Merchandise, vouchers, travel service, Virgin velocity points, Singapore airlines points selected banking products, cash back and entertainment.

Fee & Repayments

Annual Fee $120.00
Annual Fee First Year $120.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $30.00
Interest Charged From PurchaseDate
Late Payment Fee $10.00

Rewards Program

Rewards Points per Dollar 1.00
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $34,300.00
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners Various, please check out the Suncorp Clear Options Rewards pages for a full list of program partners.
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions Suncorp Rewards point earn rate is 1 reward pt for every $1 spent up to $1,500 p/mth and 0.5 pts for every $1 spent thereafter. Reward Program T&Cs are available at

Other Charges

Duplicate Statement Fee $14.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $40.00
Overseas Emergency Card Replacement Fee $50.00
Terms & Conditions
Late Fee - $10 if your Payment Due is not paid by the Payment Due Date and $10 every 7 days thereafter until the Payment Due is made. For full terms and conditions, please refer to the relevant Suncorp Clear Options Terms and Conditions which are available at

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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