InfoChoice can help you zero in on the best personal loans in Australia for you. Once you’ve found your ideal online unsecured personal loan, click through to the lender’s site to apply. Lenders all have their own eligibility requirements and while they may differ slightly, there are core similarities. You must be an Australian citizen or resident, over 18 years of age and have a regular source of income. Make sure you have all of your personal information to hand, such as ID, bank statements and payslips. Here’s 5 unsecured personal loans that you may want to consider further. The NAB Fixed Rate Unsecured Personal Loan NAB’s fixed rate unsecured personal loan rates start at 10.69 per cent p.a. (comparison rate 11.58 per cent p.a.), depending on your credit rating. You can borrow up to $55,000 for between one and seven years. The minimum amount is $5,000 and there are no early repayment or exit fees. There is a $150 application fee and a $10 monthly fee. The Moneyplace Personal Loan – Excellent Credit Moneyplace’s unsecured personal loan rates start at 7.65 per cent pa (comparison rate 7.65 per cent pa) for borrowers with excellent credit scores. Maximum loan amounts are $45,000 and terms range from three to seven years with no application fees or monthly fees. Moneyplace also has top loan rates for borrowers with a bad credit score. The ANZ Fixed Rate Personal Loan ANZ Bank’s fixed rate personal loan interest rates are currently set at 12.45% pa (comparison rate 13.32% pa). ANZ Bank’s variable rate personal loan rate is currently 15.99 per cent pa (comparison rate 16.84 per cent pa). The Harmoney Unsecured Personal Loan Harmoney’s Unsecured Personal Loan has rates starting at 6.99 per cent pa (comparison rate 7.83 per cent pa), with an application fee of $500, maximum loan amount of $35,000 and max loan term of 5 years. Harmoney has higher rates for borrowers with bad credit. The First Option Bank BeGreen Loan First Option Bank’s BeGreen Loan charges a fixed rate (for up to seven years) of 6.99 per cent pa (comparison rate 7.23 per cent pa). This loan offers a maximum loan term of ten years and max loan amount of $30,000 with an application of $175 and no monthly fees. You can compare these loans with other top unsecured personal loans in January 2020 at InfoChoice. The products compared in this article are chosen from a range of offers available to us and are not representative of all the products available in the market and influenced by a range of factors including interest rates, product costs and commercial and sponsorship arrangements InfoChoice compares financial products from 145 banks, credit unions and other financial institutions in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible. The information contained on this web site is general in nature and does not take into account your personal situation. Do not interpret the listing order as an endorsement or recommendation from us. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. If you or someone you know is in financial stress, contact the National Debt Helpline on 1800 007 007.