Personal Loan

General Details

Used Car Loan^

Our flexible Used Car Loan starts at $5,000 with no maximum. Make additional repayments whenever you want. Conditions apply. Access to free Redraw with a $500 minimum. Choose to make repayments weekly, fortnightly or monthly.

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
Consumer Goods / Services  
Repayment Type
Principal & Interest  
Min. Loan Amount
$5,000.00  
Max. Loan Amount
$100,000.00  
Min. Loan Term
1 years  
Max. Loan Term
7 years  
Available As Car Loan
Car Type
Used
Security Type
Vehicle  

Fees

Application Fee
$195.00  
$0.00  
$0.00  
$0.00  
$20.00  
 
$0.00  
$0.00  
$0.00  
$0.00  
Used Motor Vehicle must not be older than 12 years on completion of loan contract. - No charge for redraw. - The application fee is our establishment fee. $20 arrears fee is charged if loan is 7 days in arrears.
Interest Rates

Listed Rates

6.79% 
6.79%  
6.79%  
6.79% 
6.79%  
6.79%  
6.79%  
6.79%  
 
 

Comparison Rates*

8.12% 
9.44% 
8.46% 
8.12% 
8.12% 
8.12% 
 
 

Special Offer

Comparison rate calculated on a secured loan amount of $30,000 for a term of five years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.

Used Car Loan^

Our flexible Used Car Loan starts at $5,000 with no maximum. Make additional repayments whenever you want. Conditions apply. Access to free Redraw with a $500 minimum. Choose to make repayments weekly, fortnightly or monthly.

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan Consumer Goods / Services
Repayment Type Principal & Interest
Min. Loan Amount $5,000.00
Max. Loan Amount $100,000.00
Min. Loan Term 1
Max. Loan Term 7
Available As Car Loan
Car Type Used
Security Type Vehicle
Application Fee $195.00
Min. Entry Fee $0.00
Max. Entry Fee $0.00
Credit Line Fee $0.00
Arrears Fee $20.00
Arrears Charged
Transaction Fees $0.00
Monthly Service Fee $0.00
Exit Fee $0.00
Early Termination Fee $0.00
Fee Notes Used Motor Vehicle must not be older than 12 years on completion of loan contract. - No charge for redraw. - The application fee is our establishment fee. $20 arrears fee is charged if loan is 7 days in arrears.
Variable 6.79% 
Minimum 6.79% 
Maximum 6.79% 
1 Year Fixed 6.79% 
2 Year Fixed 6.79%  
3 Year Fixed 6.79%  
4 Year Fixed 6.79%  
5 Year Fixed 6.79%  
6 Year Fixed  
7 Year Fixed  
Variable Comparison 8.12% 
1 Year Fixed Comparison 9.44% 
2 Year Fixed Comparison 8.46% 
3 Year Fixed Comparison 8.12% 
4 Year Fixed Comparison 8.12% 
5 Year Fixed Comparison 8.12% 
6 Year Fixed Comparison  
7 Year Fixed Comparison  

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.