Suncorp Bank
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Suncorp Bank

Special Offer Home Package Plus Investment 3 Year Fixed Rate >$150k <80% LVR Interest Only

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
3 Year 2.99% 3.48%
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Key Features
Loan Type
Fixed
Min Loan
Max Loan
$150,000.00
$3,250,000.00
Application Fee
$0.00
Borrow upto
of property value
-%
Ongoing fee
$375.00 Yearly
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Investors
Repayment Options Interest Only
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 8
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance -%
Min Loan Amount $150,000.00
Max Loan Amount $3,250,000.00
Interest Rate Notes
Discounted rate is only available for Personal/Owner Occupied lending where total home lending in the Home Package Plus (HPP) >= $150,000 where borrowings <= 90% of the security property value (LVR) inclusive of lenders mortgage insurance (where applicable), with Interest Only repayments. The discounted rate (currently 3.74% p.a.) is calculated by subtracting a discount of 0.15% p.a. from the Standard 3 Year Fixed Rate (currently 3.89% p.a.). At the expiry of the 3 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 4.98% p.a.) less the Home Package Plus discount (currently 1.25% p.a.). The discounted rate is only applicable to the 3 Year Fixed Rate loan while the loan remains in a Home Package Plus. Rates and discounts are subject to change. The Standard 3 Year Fixed Rate applicable on the day of settlement of the loan will be used to calculate the applicable discounted fixed rate unless the rate has been secured by paying a Guaranteed Rate Fee, which must be selected at time of loan application. Pre-approvals excluded.

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 20
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing n/a

Fees

Application Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $375.00
Exit Fee $350.00
Early Termination Fee

Break Costs

Early Payment Interest Adjustment (EPIA) may apply if the fixed rate is broken

General Fee Notes:


General Notes:

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*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.