BankSA
BankSA

Incentive Saver Account

Base Variable Rate
0.20% p.a.
Max Variable Rate
0.45% p.a.
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Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 0.25% $100k to $250K = 0.25% $250K to over $1M = 0.25%

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Savings
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 0.25% $100k to $250K = 0.25% $250K to over $1M = 0.25%
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.60
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $1,000.00
EFTPOS Fee $0.60
Debit Card Replacement Fee $10.50

Fee Details

Service Fee Frequency Monthly
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

A bonus rate is earned provided: at least one deposit is made in the month, Bonus interest calculated daily and paid at the end of each month. In conjunction with the rate change, customers aged 21 and over, now need to grow their balance by at least $50 each month to qualify for bonus interest. Customers under 21 must grow their balance by $0.01 each month to qualify.

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month 1

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $2.50
Free Counter Trans. Per Month 1
Cheque Fee $0.00
Cheque Dishonour Fee $0.00
Debit Item Dishonour Fee $9.00

Overseas Access

Overseas ATM Facilities VisaPlus,Other
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $5.00
Overseas EFTPOS Fee $4.00
OS Emergency Card Replacement $52.20
Foreign Transaction Fee 0.00%