Bankwest
Bankwest

Bankwest Smart eSaver (Smart Rate if no withdrawals)

Amount Base Rate Max Rate
< $1000 0.01% 0.39%
$1000+ 0.01% 0.39%
$2000+ 0.01% 0.39%
$5000+ 0.01% 0.39%
$10000+ 0.01% 0.39%
$20000+ 0.01% 0.39%
$50000+ 0.01% 0.39%
$100000+ 0.01% 0.39%
$250000+ 0.01% 0.39%
$500000+ 0.01% 0.09%
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Smart Rate applies each month you make no withdrawals.

  • Earn the Smart Rate in months where you make no withdrawals.
  • No monthly maintenance fees and no minimum monthly deposit.

Watch your savings grow!


Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Online
Min. Opening Amount $0.01
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Smart Rate applies each month you make no withdrawals.
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit -
EFTPOS Fee $0.00
Debit Card Replacement Fee $0.00

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

Smart Rate applies each month you make no withdrawals. Standard variable rate, currently 0.01% p.a., applies if Smart Rate conditions are not met. The account has a $5,000,000 maximum investment limit per customer. One Bankwest Smart eSaver account per customer. An eligible Bankwest linked transaction account is required to operate the Bankwest Smart eSaver Account and additional fees may apply. Rates are variable and subject to change (including while you hold the account).

Online Savings Account Transactions

Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month unlimited

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month n/a
Cheque Fee $0.00
Cheque Dishonour Fee $0.00
Debit Item Dishonour Fee $0.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $0.00
Foreign Transaction Fee 0.00%