You can a better home loan with a better rate, fees and features this weekend with InfoChoice to assist you. InfoChoice lists 1800 home loans [...]

Look out Afterpay, Zip, OpenPay, LatitudePay and all the other Buy Now Pay Later apps. Klarna has been launched and is now available for Commonwealth [...]

Australia’s biggest bank is Commonwealth Bank. One in four homebuyers choose Commonwealth Bank for their home loan and, in 2019 and 2020, Commonwealth Bank is [...]

The best home loans for home buyers depends on what you are looking for in a loan, what life stage you are at and what [...]

The best home loans for first home buyers charge low rates and fees, probably include an offset account and are available for people with a [...]

Have you been looking around for a first home? Maybe you are saving for a first home deposit and keeping an eye on the real [...]

Refinancing is easier with InfoChoice. Are you scared of refinancing? There’s no need to fear the process of comparing and finding a new home loan [...]

The lowest home loan rates in Australia are under 2.50 per cent pa with one lender now offering a rate of 2.44 per cent pa [...]

The First home Loan Deposit Scheme has opened and applications are being accepted. Here are some common questions about the FHLDS: How many FHLDS loans [...]

As of 1 January 2020, the First Home Loan Deposit Scheme is live and kicking! As of the 1 February, smaller lenders will be joining [...]

The lowest home loan rates in Australia are well under 3 per cent pa with some lenders now offering rates around 2.5 per cent pa. [...]

The First Home Super Saver scheme enables first home buyers to withdraw some of their extra superannuation contributions to use as some or all of [...]

Are you looking for Australia’s lowest rate home loan? There is no better way to ensure you are getting a good home loan deal than [...]

To compare home loan deals from banks, credit unions and other lenders, InfoChoice lists over 1800 loan products and gives you tools to cut through [...]

Every type of asset has advantages and disadvantages. As an asset class, real estate is not free of all risks. There are no guarantees that [...]

InfoChoice lists and helps you compare home loans from Australia’s banks, credit unions and other lenders. InfoChoice lists more than 1800 home loan products now [...]

When you’re comparing investment property loans it’s a slightly different process to looking for an owner–occupier loan. You need to think about the following factors. [...]

ME is a largely online bank headquartered in Melbourne with a handful of branches in other capital cities in Australia. ME started life as Super [...]

ING DIRECT became Australia’s first ‘direct bank’ in 1999 when Dutch parent ING Group launched an Australian subsidiary, headquartered in Sydney (pictured). A direct bank [...]

Credit Union Australia (CUA) is Australia’s biggest credit union and started life way back in 1946, as the result of a merger of several smaller [...]

*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]

HSBC Australia is a foreign owned subsidiary bank of HSBC Holdings, a British bank operating in 65 countries around the world. HSBC is the 7th [...]

St George Bank is a NSW based, wholly owned subsidiary of Westpac (since 2008) and offers a similar range of loans, cards and accounts as [...]

The Reserve Bank of Australia (RBA) has kept interest rates on hold for the month of December at a historic low of 0.75 per cent. [...]

The federal government’s first home deposit scheme kicks off on 1 January 2020 and house prices are low but rising. First home buyers are reportedly [...]

Home loan rates in December 2019 are lower than ever before in Australia. Right now, In December 2019, assuming a 6-week settlement period, a borrower [...]

The lowest variable home loan comparison rate now listed on InfoChoice is 2.71 per cent per annum from Reduce Home Loans. FreedomLend has an owner-occupied [...]

Bank of Queensland (BoQ) is one of Australia’s leading regional banks. BoQ is a listed institution (ASX:BOQ) and, unlike some other state-based banks, is not [...]

Bank of Melbourne is a Westpac owned Victorian lender with a full suite of home loans, personal loans, credit cards, accounts and other banking products. [...]

History of Virgin Money in Australia Virgin Money is an Australian financial services business now owned 100 per cent by Bank of Queensland. The Virgin [...]

If you’re looking to make your retirement more comfortable, then a reverse mortgage could help you to access some of the value in your home, [...]

Will banks and lenders negotiate a better rate if I ask? The simple answer to this question is you probably can negotiate your way to [...]

How do variable rate home loans work? Variable mortgages can be ideal for borrowers looking for low–rate home loans, because they typically have lower rates [...]

There are now more than one hundred variable rate home loans for owner occupiers listed on InfoChoice with comparison rates under 3.5 per cent pa. [...]

Spring is the time for buying and improving Auction clearance rates indicate most capital city and many regional markets are turning around. Investors need to [...]

Which is better for you – a fixed rate home loan or variable rate? How and why do borrowers choose between the two types of [...]

For most Australians, purchasing a home represents the most momentous financial decision of their lives. It's the kind of thing that can have years-long effects [...]

Who can qualify for the First Home Loan Deposit Scheme? Your two-minute FAQ guide to the First Home Loan Deposit Scheme Whilst seasoned campaigners understand [...]

The household expenditure measure (H.E.M.) is used by lenders to assess your loan application. When you’re applying for a mortgage, lenders don’t just look at [...]

The Big Four banks all offer ‘packaged’ home loan deals and they are generally pretty similar. Generally, but not at the moment! In what has [...]

When you’re looking at a property to buy, you need to be sure you are aware of the condition of the place. It might look [...]

Around 100,000 owner-occupier home loan borrowers have been reclassified as investors. The change means they could be hit with higher interest rates in the future. [...]

You have an account with at least one of the Big Four banks – ANZ, CommBank, Westpac or NAB or another bank or credit union [...]

Where can you find a property bargain? The cost of living in Sydney is inarguably high. As a comparison, house prices are approximately 23 per [...]

More Aussies are taking out home loans requiring them to spend thousands on Lenders Mortgage Insurance (LMI), but do they really know what they’re paying [...]

What is a guarantor home loan and how does it work? Quite simply, a guarantor home loan is one that has a portion of the [...]

Home loans typically last for 25 or 30 years, unless you repay it early or refinance. Refinancing means using a new loan to pay off [...]

Looking for an investment home loan is quite different to looking for an owner–occupier home loan. Here’s what you need to look at when you’re [...]

If you’re looking to shave off a few dollars from your mortgage each month, then turning to an online lender is a good option for [...]

How much can I save by refinancing? Refinancing your home loan could be one of the best financial decisions you ever make. And refinancing is [...]

Westpac has emerged victorious after a bombshell court decision today that vindicates automated assessments of loan applicant’s living expenses using a formula called the Household [...]

Despite recent property price falls, it’s still difficult to get together a 20 per cent home deposit. If you’re renting and trying to save up [...]

Home loan rates have hit all-time record lows. The property market is showing signs of recovery. Regulators have eased home loan eligibility guidelines. Lenders are [...]

When you’re looking for a home loan deal, you’ll probably think first of approaching one of the Big Four Aussie banks – NAB, ANZ, Westpac [...]

Strictly speaking, you don’t pay stamp duty on your home loan, you pay it as a tax on your property purchase. However, you’ll have to [...]

For many of the hopeful, wannabe homeowners in Australia, it’s not keeping up with home loan news and finding the right property that stumps them, [...]

Home loan rates in Australia have never in living memory been as low as they are now. In short, it’s a great time to be [...]

The Reserve Bank of Australia board meets on Tuesday 2 July to decide whether to cut interest rates for the second month in a row [...]

Which bank has more system outages than any other? There were more than 300 service disruptions at Australian banks and other financial institutions in the [...]

Which bank is greenest? Are you concerned that the planet is warming and some politicians are really not responding with appropriate urgency? Are you concerned [...]

“It is more affordable to buy than rent” Which cities and towns are cheaper for home buyers than renters? Suddenly in 2019, there are plenty [...]

More NAB home loan borrowers will get compo National Australia Bank will pay back almost 5,000 more home loan customers who were overcharged interest. The [...]

Non-bank lender announces amazing new super-low comparison rate The Reserve Bank of Australia has just announced an historic cut in the official cash rate (OCR) [...]

Borrowers are today celebrating Australia’s first official interest rate cut in almost three years, and experts are predicting more to follow. But why wait to [...]

Mortgage stress for Australians has reached an all-time high. Across the country, more than one million households are estimated to now be in mortgage stress—meaning [...]

Life is meant to begin at 40. You’re older. Wiser. Better equipped to deal with the world and what it throws at you, except, apparently, [...]

First lender smashes through 3 per cent barrier The first lender in Australia to announce a retail home loan rate under three per cent is [...]

New record low home loan rate announced Two lenders have already announced significant interest rate cuts, well ahead of an expected RBA rate cut next [...]

Which bank has the most satisfied customers? Customer satisfaction with the big four banks declined sharply during and following the 11-month Hayne Royal Commission into [...]

Commonwealth Bank, Westpac, National Australia Bank (NAB) and ANZ Bank dominate Australian lending and banking with more than 80 per cent of the market between them.  [...]

How much do you need to save in order to fund a deposit for home and get approved for a mortgage? Buying a home is [...]

For the first time, borrowing to fund travel, cars and consumer goods is outstripping new spending on housing, according to the Reserve Bank. Australians are [...]

B-Pay fraud has started again - criminals are using credit cards to circumvent recently-installed security safeguards. In Sydney over the past three weeks 12 people [...]

Location! Location! Location! That’s what it’s all about when buying your ideal home. How close is the nearest park or grocery store? Is there somewhere [...]

If you’re in the market for a new house you’ll spend a lot of your spare time attending open homes. Open house inspections are a [...]

Buying an investment property can be a lot of work if you don’t know what you’re doing. But we’re here to help you out. Once [...]

We’re often told in order to buy your own home you need provide proof of a steady income. But for some, this isn’t always possible. [...]

The Turnbull government has announced ‘game changing’ new laws that will allow Australian’s to negotiate a better deal on their home loans, credit cards and [...]

There’s a lot to wrap your head around when buying a property, including inspections, loan applications and finding the right conveyancer. In fact there are [...]

Just because you have a low credit score (sometimes referred to as bad credit) doesn’t mean you’ll miss your opportunity to own a home one [...]

When it comes to home loans there’s no one-size-fits-all approach. Mortgages can be complicated, as the market offers different payment options, ways of calculating interest [...]

Australian’s biggest banks have decided to axe ATM’s fees for customers of other banks. Commonwealth Bank (CBA) announced on Sunday that they were axing ATM [...]

A home loan or mortgage is an agreement between a lender – usually a bank, credit union or building society – and a property owner. [...]

Whether you've rented a new property, bought your first home or you're moving interstate, moving day can start to feel overwhelming. Here are some quick [...]

It feels like every week there's a new reason why we can't afford to enter the property market. But the truth is it's not your [...]

Between investor competition and skyrocketing property prices, first-time home buyers have been having a hard time getting into the property market. But for some, a [...]

Retirement doesn’t come cheap. If you’re hoping to maintain a comfortable standard of living long after ceasing work, it’s worth looking into investment options beyond [...]

Are you hoping to settle your debts, save for a trip overseas or maybe start a small business in 2018? Whatever your financial goals this [...]

Taking out a personal loan can put you in the fast lane to achieving your financial and lifestyle goals. Whether you want to purchase a [...]

First home buyers are getting older. More than half of Australian first home owners are between the ages of 30 and 49, with a further 11.7% in [...]

If you've been working hard and saving, investing can help multiply your hard-earned cash. So what are your options other than buying property? Here's a [...]

Growing up a millennial certainly has its advantages, like having a strong entrepreneurial mindset and dreams of self-employment. In fact, the disposable income of Australian [...]

Buying a new home or investment property is an exciting time, and there are many important things to consider. Finding the right home loan is [...]

Climbing the corporate ladder is hard work, and you’ll naturally want to take some time out occasionally. Travelling is a great way to rest, recharge [...]

The Reserve Bank of Australia board has met for March 2017 and decided to leave official interest rates at the historically low level of 1.5 [...]

The original First Home Owner Grant was an Australian government initiative to help offset property price rises caused by the introduction of the Goods and [...]

Do you just want a cheap home loan? Without any fancy features, options, add-ons or ‘package deals?’ If you aren’t interested in a packaged up [...]

This week, one home buyer saved $3,000 after comparing loans and calling their lender for a better deal. In a process that took a few [...]

The Prime Minister Malcolm Turnbull says parents should assist their adult children to break into expensive property markets. Without assistance, young Australians struggle to achieve [...]

Property investors now make up almost half of the new mortgage market in Australia. Two years ago, government regulators put a speed limit on sales [...]