How do variable rate home loans work? Variable mortgages can be ideal for borrowers looking for low–rate home loans, because they typically have lower rates [...]

There are now more than one hundred variable rate home loans for owner occupiers listed on InfoChoice with comparison rates under 3.5 per cent pa. [...]

Spring is the time for buying and improving Auction clearance rates indicate most capital city and many regional markets are turning around. Investors need to [...]

Which is better for you – a fixed rate home loan or variable rate? How and why do borrowers choose between the two types of [...]

For most Australians, purchasing a home represents the most momentous financial decision of their lives. It's the kind of thing that can have years-long effects [...]

Who can qualify for the First Home Loan Deposit Scheme? Your two-minute FAQ guide to the First Home Loan Deposit Scheme Whilst seasoned campaigners understand [...]

The household expenditure measure (H.E.M.) is used by lenders to assess your loan application. When you’re applying for a mortgage, lenders don’t just look at [...]

The Big Four banks all offer ‘packaged’ home loan deals and they are generally pretty similar. Generally, but not at the moment! In what has [...]

When you’re looking at a property to buy, you need to be sure you are aware of the condition of the place. It might look [...]

Around 100,000 owner-occupier home loan borrowers have been reclassified as investors. The change means they could be hit with higher interest rates in the future. [...]

You have an account with at least one of the Big Four banks – ANZ, CommBank, Westpac or NAB or another bank or credit union [...]

Where can you find a property bargain? The cost of living in Sydney is inarguably high. As a comparison, house prices are approximately 23 per [...]

More Aussies are taking out home loans requiring them to spend thousands on Lenders Mortgage Insurance (LMI), but do they really know what they’re paying [...]

What is a guarantor home loan and how does it work? Quite simply, a guarantor home loan is one that has a portion of the [...]

Home loans typically last for 25 or 30 years, unless you repay it early or refinance. Refinancing means using a new loan to pay off [...]

Looking for an investment home loan is quite different to looking for an owner–occupier home loan. Here’s what you need to look at when you’re [...]

If you’re looking to shave off a few dollars from your mortgage each month, then turning to an online lender is a good option for [...]

How much can I save by refinancing? Refinancing your home loan could be one of the best financial decisions you ever make. And refinancing is [...]

Westpac has emerged victorious after a bombshell court decision today that vindicates automated assessments of loan applicant’s living expenses using a formula called the Household [...]

Despite recent property price falls, it’s still difficult to get together a 20 per cent home deposit. If you’re renting and trying to save up [...]

Home loan rates have hit all-time record lows. The property market is showing signs of recovery. Regulators have eased home loan eligibility guidelines. Lenders are [...]

When you’re looking for a home loan deal, you’ll probably think first of approaching one of the Big Four Aussie banks – NAB, ANZ, Westpac [...]

Strictly speaking, you don’t pay stamp duty on your home loan, you pay it as a tax on your property purchase. However, you’ll have to [...]

For many of the hopeful, wannabe homeowners in Australia, it’s not keeping up with home loan news and finding the right property that stumps them, [...]

Home loan rates in Australia have never in living memory been as low as they are now. In short, it’s a great time to be [...]

The Reserve Bank of Australia board meets on Tuesday 2 July to decide whether to cut interest rates for the second month in a row [...]

Which bank has more system outages than any other? There were more than 300 service disruptions at Australian banks and other financial institutions in the [...]

Which bank is greenest? Are you concerned that the planet is warming and some politicians are really not responding with appropriate urgency? Are you concerned [...]

“It is more affordable to buy than rent” Which cities and towns are cheaper for home buyers than renters? Suddenly in 2019, there are plenty [...]

More NAB home loan borrowers will get compo National Australia Bank will pay back almost 5,000 more home loan customers who were overcharged interest. The [...]

Non-bank lender announces amazing new super-low comparison rate The Reserve Bank of Australia has just announced an historic cut in the official cash rate (OCR) [...]

Borrowers are today celebrating Australia’s first official interest rate cut in almost three years, and experts are predicting more to follow. But why wait to [...]

Mortgage stress for Australians has reached an all-time high. Across the country, more than one million households are estimated to now be in mortgage stress—meaning [...]

Life is meant to begin at 40. You’re older. Wiser. Better equipped to deal with the world and what it throws at you, except, apparently, [...]

First lender smashes through 3 per cent barrier The first lender in Australia to announce a retail home loan rate under three per cent is [...]

New record low home loan rate announced Two lenders have already announced significant interest rate cuts, well ahead of an expected RBA rate cut next [...]

Which bank has the most satisfied customers? Customer satisfaction with the big four banks declined sharply during and following the 11-month Hayne Royal Commission into [...]

Commonwealth Bank, Westpac, National Australia Bank (NAB) and ANZ Bank dominate Australian lending and banking with more than 80 per cent of the market between them.  [...]

How much do you need to save in order to fund a deposit for home and get approved for a mortgage? Buying a home is [...]

For the first time, borrowing to fund travel, cars and consumer goods is outstripping new spending on housing, according to the Reserve Bank. Australians are [...]

B-Pay fraud has started again - criminals are using credit cards to circumvent recently-installed security safeguards. In Sydney over the past three weeks 12 people [...]

Location! Location! Location! That’s what it’s all about when buying your ideal home. How close is the nearest park or grocery store? Is there somewhere [...]

If you’re in the market for a new house you’ll spend a lot of your spare time attending open homes. Open house inspections are a [...]

Buying an investment property can be a lot of work if you don’t know what you’re doing. But we’re here to help you out. Once [...]

We’re often told in order to buy your own home you need provide proof of a steady income. But for some, this isn’t always possible. [...]

The Turnbull government has announced ‘game changing’ new laws that will allow Australian’s to negotiate a better deal on their home loans, credit cards and [...]

There’s a lot to wrap your head around when buying a property, including inspections, loan applications and finding the right conveyancer. In fact there are [...]

Just because you have a low credit score (sometimes referred to as bad credit) doesn’t mean you’ll miss your opportunity to own a home one [...]

When it comes to home loans there’s no one-size-fits-all approach. Mortgages can be complicated, as the market offers different payment options, ways of calculating interest [...]

Australian’s biggest banks have decided to axe ATM’s fees for customers of other banks. Commonwealth Bank (CBA) announced on Sunday that they were axing ATM [...]

A home loan or mortgage is an agreement between a lender – usually a bank, credit union or building society – and a property owner. [...]

Whether you've rented a new property, bought your first home or you're moving interstate, moving day can start to feel overwhelming. Here are some quick [...]

It feels like every week there's a new reason why we can't afford to enter the property market. But the truth is it's not your [...]

Between investor competition and skyrocketing property prices, first-time home buyers have been having a hard time getting into the property market. But for some, a [...]

Retirement doesn’t come cheap. If you’re hoping to maintain a comfortable standard of living long after ceasing work, it’s worth looking into investment options beyond [...]

Are you hoping to settle your debts, save for a trip overseas or maybe start a small business in 2018? Whatever your financial goals this [...]

Taking out a personal loan can put you in the fast lane to achieving your financial and lifestyle goals. Whether you want to purchase a [...]

First home buyers are getting older. More than half of Australian first home owners are between the ages of 30 and 49, with a further 11.7% in [...]

If you've been working hard and saving, investing can help multiply your hard-earned cash. So what are your options other than buying property? Here's a [...]

Growing up a millennial certainly has its advantages, like having a strong entrepreneurial mindset and dreams of self-employment. In fact, the disposable income of Australian [...]

Buying a new home or investment property is an exciting time, and there are many important things to consider. Finding the right home loan is [...]

Climbing the corporate ladder is hard work, and you’ll naturally want to take some time out occasionally. Travelling is a great way to rest, recharge [...]

The Reserve Bank of Australia board has met for March 2017 and decided to leave official interest rates at the historically low level of 1.5 [...]

The original First Home Owner Grant was an Australian government initiative to help offset property price rises caused by the introduction of the Goods and [...]

Do you just want a cheap home loan? Without any fancy features, options, add-ons or ‘package deals?’ If you aren’t interested in a packaged up [...]

This week, one home buyer saved $3,000 after comparing loans and calling their lender for a better deal. In a process that took a few [...]

The Prime Minister Malcolm Turnbull says parents should assist their adult children to break into expensive property markets. Without assistance, young Australians struggle to achieve [...]

Property investors now make up almost half of the new mortgage market in Australia. Two years ago, government regulators put a speed limit on sales [...]

The number of Australian households who are refinancing their home loans to a new lender and a better deal is growing. “There was a lot [...]

Interest only home loans are becoming more popular than ever before with owner-occupiers. Demand for interest-only home loans is now booming. The Reserve Bank of [...]

An Australian credit union has launched a home loan that makes contributions toward school fees or a scholarship fund. Gateway Credit Union says 28 per [...]

The popularity of mortgage offset accounts has soared in recent years. The Reserve Bank says money held in offset accounts is growing by about 30 [...]

Standard variable and fixed rate home loan rates are now at historic record low levels. Australians have never paid less in interest to buy their [...]

Stamp duty, is usually not something people give too much thought to, until they go to buy a home. For most people, they’ll be affected [...]

Three big banks and several smaller lenders have raised home loan interest rates over the summer break. Meanwhile, one bank has cut some of its [...]

Borrowing to invest in property is booming. More than 35 per cent of all home loans in Australia are now held by investors. And it’s [...]

The lowest home loan rates in Australia are continuing to drop. Already home buyers are enjoying the cheapest home loan rates in Australian history and [...]

A new home home loan could save you thousands this year, and every year. Switching to a new lender and refinancing has become a lot [...]

Mortgage offset means offsetting your loan balance against your savings balance. A mortgage offset account is a daily transaction banking account or a savings account [...]

Many borrowers try to lock in low fixed rate home loans when they think interest rates will soon rise. But most borrowers get that timing [...]

Australians are borrowing more and it’s making them richer. Aussie households are increasing their debt levels to invest and grow their wealth more than ever [...]

More lenders are raising interest rates despite the Reserve Bank deciding this week to leave the official cash rate unchanged for December 2016 and January [...]

For the first time in many months, there were more fixed home loan rate rises in November 2016 than rate cuts. More lenders are jacking [...]

Home loan borrowers are turning on their lenders and sending big bank customer satisfaction ratings down.   Roy Morgan Research reports that the average satisfaction [...]

One bank raised variable home loan interest rates yesterday and more are expected to follow. Just a few weeks ago futures markets were pricing in [...]

Do you need to extract yourself from a relationship? Are you ending a marriage or de-facto relationship that has gone really bad? It’s not an [...]

Home loan interest rates in Australia are expected to rise following Donald Trump’s victory last week in the US presidential election. Fixed rate home loan [...]

A new round of interest rate cuts is igniting the property investor mortgage market. The latest official Australian Bureau of Statistics housing finance data shows [...]

Home buyers face extreme hurdles entering the Australian property market because of high house and apartment prices in our capital cities. A twenty per cent [...]

The Reserve Bank of Australia cut rates twice in 2016, to take the cash rate down to 1.5 per cent, from 2.0 per cent in [...]

Commissions and incentives, including holidays, cruises and trips to the Playboy mansion, paid by lenders and mortgage aggregators to mortgage brokers are under investigation by [...]

There are dozens of home loan providers offering a wide range of products, all with different interest rates, features and fees. The sheer depth of [...]

There’s a lot to consider when comparing home loans. Should you choose a fixed interest loan or opt for a variable rate? Do you qualify [...]

Owning your own home is the great Australian dream, but signing up for a home loan is a long-term financial commitment. That’s why it’s so [...]

Mortgage refinancing is switching your home loan to another lender. You do this by applying for and taking out a new loan on the same [...]

Respected demographer and social commentator Bernard Salt questioned whether “hipsters” should be spending money on “smashed avocado” brunches instead of saving for a home deposit. [...]

Fierce competition amongst Australian lenders has led to a raft of rate cuts. Following the Reserve Bank of Australia’s August rate cut, home loan rates [...]

The Australian home loan market is changing. From years of skyrocketing growth in new loan sales, lenders are now discounting heavily to win new business. [...]

Almost one in every three home loan borrowers lie to potential lenders about their finances in order to secure a loan according to a new [...]

The Reserve Bank has decided to keep official interest rates unchanged in October at 1.5 per cent. That leaves the average standard variable home loan [...]