Top 12–month term deposit rates in November 2019 Term deposits are popular with retirees, sophisticated investors wanting to diversify with cash and savers needing to [...]

Term deposit rates are under pressure as official interest rates fall closer to zero in Australia. The highest term deposit rate now on offer from [...]

Calculating interest daily unlocks the power of compounding. It’s a big advantage. When you invest your money in a term deposit account you know that [...]

If you’re thinking about opening a term deposit account to help you to achieve your savings goals then it’s important that you choose and open [...]

One of the great things about a term deposit is that it’s not only a low risk way to earn a return on your savings, [...]

Term deposits are among the safest investment vehicles going. But it’s not enough just to choose something safe and secure, however, when there are lots [...]

When you invest or deposit your money in a bank, your first priority is getting that initial amount of money back when you want it. [...]

Crunch time for savers – ACT NOW Savings rates are being crunched as the Reserve Bank continues to ease the official cash rate and banks [...]

Term deposits are covered by the Australian Government Guarantee scheme. Under the Financial Claims Scheme, deposits of up to $250,000 are guaranteed by the Australian [...]

Every sensible Aussie wants to save money, but the days of stashing notes under the mattress and in the biscuit tin are well and truly [...]

Interest rates are tipped to fall in 2019 and 2020 from the already low rates now being paid to savers. It’s entirely possible that there [...]

If you’re thinking of opening a term deposit account for your child (or, indeed, one for each of your offspring), then you’re making a really [...]

Term deposits expire, or mature, at a certain date. At this point, if you haven’t organised moving your money into a new term or a [...]

If you're interested in signing up for a term deposit, it really pays to do your research to ensure you receive the best interest rate. [...]

Have you considered incorporating term deposits into your savings strategy? With guaranteed returns on deposits up to $250,000 in Approved Deposit-taking Institutions (APIs), term deposits [...]

Australian’s biggest banks have decided to axe ATM’s fees for customers of other banks. Commonwealth Bank (CBA) announced on Sunday that they were axing ATM [...]

Term deposits are an easy way to make some extra money. Put your money into a term deposit from anywhere between one month to five [...]

Just because many millennials struggle to break into the property market doesn't mean they're not able to save. In fact, millennials are among some of [...]

A wedding can be one of the most special days of your life – but it can also be one of the most expensive. The [...]

Between investor competition and skyrocketing property prices, first-time home buyers have been having a hard time getting into the property market. But for some, a [...]

Many grandparents like to help their youngest family members by opening and contributing to a savings account for them. But how do you know which [...]

Do you have $1,000 or less to invest? Here are three strategic moves you can make with your money to help maximise your family's finances [...]

Growing up a millennial certainly has its advantages, like having a strong entrepreneurial mindset and dreams of self-employment. In fact, the disposable income of Australian [...]

Whether you’re saving for a holiday, a house or a more comfortable future, a term deposit can offer an attractive mix of higher returns and [...]

In a financial market battered by uncertainty, a term deposit may help grow your money with virtually no risk. Here's a closer look at what [...]

Climbing the corporate ladder is hard work, and you’ll naturally want to take some time out occasionally. Travelling is a great way to rest, recharge [...]

For people looking to grow their savings, term deposits make the job simple. Put your money away for a set period, usually between 30 days [...]

Last week, the Reserve Bank of Australia decided to leave official interest rates on hold at 1.5 per cent. That may have disappointed some savers, [...]

Are you worried about what the election of Donald Trump as president of the United States of America might mean for you personally? Are you [...]

In good news for savers, term deposit rates are tipped to rise in 2017. New bank funding rules coming into force this year favour stable [...]

In November and December 2016, some of Australia's biggest banks have reduced some of their term deposit rates. National Australia Bank has reduced interest rates [...]

Term deposits are a favourite, tried and trusted investment for savers, investors and retirees. People saving for a goal often transfer lumps of cash from [...]

A term deposit and a savings account go into a bar. Yada yada yada, the notice saver account is born. Bad jokes aside, there is [...]

Demand for term deposits is surging in 2016, the Reserve Bank of Australia has reported. Every three months, the RBA reports on its policy settings, [...]

If you want to save money and earn interest, savings accounts and term deposits are both worth looking into. We’ve examined the differences and similarities between [...]

Term deposits offer a guaranteed return, making them particularly popular among more cautious investors or as a low-risk component of a diversified investment portfolio. However, [...]

Investing in the right term deposit could be a secure way to build your savings. However, all term deposits require you to lock your money [...]

Putting your money into a term deposit means locking it away for a pre-determined period at a fixed rate of interest. That way, you’re guaranteed [...]

Term deposit rates, like savings account rates, are low at the moment and unlikely to rise substantially in the near future. Most of the big [...]

Just two months after boasting about raising interest rates for savers, the big banks have begun quietly cutting the returns they pay to term deposit [...]

Term deposit investors, as well as savings account holders, are set to reap the benefits of higher interest rates as banks and credit unions embark [...]

InfoChoice’s Laura Crowden said savers need to “actively manage” their term deposits and warns people not to “set and forget” their term deposits. “Savers should [...]

Financial comparison website InfoChoice reports that a 12 month, $10,000 term deposit now attracts an average interest rate of 2.63 per cent. That equals $263 [...]

Some term deposits are now offering rates as low as just one per cent. Financial comparison website InfoChoice reports that average rates on a $10,000 [...]

Term deposits are often used as a set-and-forget investment but smart savers take an active management approach to investing in term deposits. Term deposit interest [...]

Term deposit expert John Edginton said term deposit rates are “holding up quite well.” Edginton said there is a difference of about 1 per cent [...]

Banks and credit unions regularly change their term deposit rates and the Australian Securities and Exchange Commission has warned consumers to be alert to changed [...]

The best term deposit rates in the market right now are still over three per cent. In the popular 12 month term deposit market, fifteen [...]

ANZ Bank is offering dairy farmers, and other farmers, concessions to help deal with debt and lower prices, including a three-month suspension of loan repayments, [...]

Average term deposit rates Average savings interest rates have fallen slightly in the last 12 months.The average three month term deposit rate is now about [...]

One year (12 month) term deposits are one of the most popular investment vehicles for Australian savers. Even though official interest rates are falling, now [...]

Continuing fall on the ASX and turmoil on global share markets mean savings accounts and term deposits are are great place for investing money. Falling [...]

Six banks and credit unions increased their term deposit rates in April 2016 by as much as 0.45 percentage points. Bank of Queensland increased its [...]

A week after Bank of Queensland put up its mortgage rates because of higher deposit rates and funding costs, Bendigo and Adelaide Bank has also [...]

One of the benefits of share market trading is that you have a relatively liquid asset that can be quickly converted into cash. However they [...]

OK you have some savings and you want to make some investments right? You’re looking at all the different shares, schemes and managed funds and [...]

Term deposit rates vary daily. Savvy investors put their money in a range of different term deposits so they can keep on top of the [...]

Banks and credit unions are likely to compete more to attract deposits because of a recent jump in wholesale funding costs and looming regulatory changes. [...]

Term deposit interest rates have been low for many years now but are still well above inflation. Term deposit interest rates have started to rise [...]

If you listen to the media, you might think interest rates are heading down, but at the big banks, bond traders are already raising professional [...]

Term deposits are traditionally popular with retirees and investors looking for a safe haven for cash or a secure income source. Term deposits have become [...]

A term deposit is a deposit locked in for a set amount of time. Unlike a savings account, the money can’t easily be withdrawn early, [...]

Term deposits continue to be enormously popular with savers and investors. Retirees especially love term deposits for their safe and secure fixed returns. Advisers often [...]

Shares were weaker again yesterday with the S&P ASX 200 Index falling 2.1 per cent to close at 4875. Shares have been falling since last [...]

Investors who have put their money in savings accounts and term deposits are currently seeing their faith rewarded. Investors who have poured money into the [...]

Savers are continuing to make term deposits one of our most popular ways of investing. Term deposit rates vary and change regularly. To ensure you [...]

Right now savers are dealing with low interest rates but they are generally protected from the upheavals in share markets. Investors looking for a good [...]

The best term deposit rates are currently around 3.5 per cent. While it is possible to find good rates approaching and occasionally around three per [...]

Right now the Reserve Bank’s official cash rate is at a record low of 2 per cent. “We think the Reserve Bank will stay on [...]

The share market is in turmoil with billions of dollars being wiped off the value of the Australian market over the last two weeks. Shares [...]

The Reserve Bank of Australia has left the door open to a future cash rate cut.  The Australian share market has recently fallen heavily, wiping [...]

Investors and savers are often advised to have a mix of investments. The four basic ways to invest money include cash, bonds, shares and property. [...]

Term deposits are a traditional and popular form of investing, especially for retired people and investors looking for a risk-free return. Term deposit rates have [...]

The interest earned on bank deposits like savings accounts and term deposits is taxed at the marginal rate that applies to the taxpayer.For people earning [...]

When we want to save money, Aussies like to stick it in the bank. Saving and investing in cash – like a bank account or [...]

A term deposit is a savings account product that gives you a fixed rate of return for agreeing to lock your money away for an [...]

All banks and credit unions offer a range of term deposits, from a few weeks in length to five years or longer. Most term deposits [...]

All banks and credit unions offer a range of term deposits, from a few weeks in length to five years or longer. Banks and credit [...]

The Commonwealth government treasurer Scott Morrison said Australians must work, save and invest in order to look after themselves. The government has also announced proposed [...]

The Australian Securities and Investment Commission has reported that the biggest ‘risk’ associated with term deposits is the risk of being rolled over at the [...]

Savers and investors need to shop around and carefully compare term deposit rates in this current low rate environment. Savers who ‘set and forget’ their [...]

Australian Prudential Regulation Authority chairman Wayne Byres questioned why banks and credit unions are offering higher rates on at-call savings accounts over term deposits.Byres is [...]

If you are looking for a reasonable return on your savings without substantial risk, you need to research the market for savings accounts and the [...]

The best 12 month term deposit deals right now are paying about 3.0 per cent. The average 12 month term deposit is currently paying about [...]

Last week 10 financial institutions cut rates on term deposits. Term deposit rates have been falling for the last two years. However, there are still [...]

Depositors can still get good savings interest rates - over three per cent - by shopping around and being prepared to move their money to [...]

Depositors need to look around and compare deals to find good deposit rates. In the last week the following banks have reduced their rates on [...]

A very common tactic of all banks and most credit unions is offering a generous promotional rate “special” on term deposits. The special rate is [...]

Interest rates on term deposits have fallen by about 0.85 percentage points to about 2.6 per cent in the 12 months to August 2015. Term [...]

Savers and investors who are looking for a reasonable return on their money may be looking around at their options. These might include a high [...]

Term deposits are still enormously popular with investors and savers. High interest online savings accounts are currently offering rates that are very competitive with term [...]

The Australian Competition and Consumer Commission reviewed the comparison site industry and found that it can deliver value to consumers by facilitating greater competition and [...]

Term deposit rates have fallen in recent years as the Reserve Bank has cut the official cash interest rate. However term deposits are still popular [...]

Term deposit rates have fallen significantly over the last few years but they remain popular with many savers. Retirees especially like term deposits for their [...]

With interest rates at historic low levels, people in the market for a term deposit need to seek out the good deals to ensure they [...]

Interest rates for savers in the deposit market continue to fall. Savers have to carefully shop around to find good rates. The good news is [...]

Australian Military Bank is the new proposed name of the Australian Defence Credit Union. John Ford, CEO of Australian Defence Credit Union, said: "We do [...]

Term deposit rates have come down in recent years, along with the Reserve Bank's official cash rate. Some term deposits are only paying around one [...]

Many savers choose 6 and 12 month term deposits. These are the favourite term deposit terms. Savers looking for stability, certainty and ongoing income often [...]

National Australia Bank’s online brand UBank has been a price leader in the term deposit market for many years.Now Macquarie Securities is reporting that other [...]