First-time home buyers guide

There’s a lot to wrap your head around when buying a property, including inspections, loan applications and finding the right conveyancer. In fact there are [...]

POSTED ON October 25, 2017
How to switch savings accounts

Choosing a savings account that’s right for you is the very first step to achieving your savings goals. Typically, savings accounts offer low or no [...]

POSTED ON October 24, 2017
What types of term deposits are there?

Have you considered incorporating term deposits into your savings strategy? With guaranteed returns on deposits up to $250,000 in Approved Deposit-taking Institutions (APIs), term deposits [...]

POSTED ON October 16, 2017
Your Personal Loan Checklist

Are you considering taking out a personal loan, but the thought of becoming overwhelmed in debt is putting you off? Well this is the right [...]

POSTED ON October 11, 2017
How to apply for a business loan

Starting your own business is no small task. But once you have your business plan in order, it’s time to start thinking about your finances. [...]

POSTED ON October 10, 2017
What is Online Share Trading?

Online share trading is simply buying and selling stocks (or shares) in a company over the internet. Because online trading is often cheaper and more [...]

POSTED ON October 9, 2017
What is a Margin Loan?

A margin loan is a way for sophisticated investors to grow their portfolio by borrowing money from a financial institution. What is a margin loan? [...]

POSTED ON October 9, 2017
What is a Savings Account?

If you've set yourself a savings goal or you're trying to grow a rainy day fund, it might be time to invest in a savings [...]

POSTED ON September 25, 2017
What is a Term Deposit?

Term deposits are an easy way to make some extra money. Put your money into a term deposit from anywhere between one month to five [...]

POSTED ON September 25, 2017
How to fund your retirement travel

For many older Australians, travelling during retirement is a much-deserved reward after a long career. Whether you want to buy a caravan and trek around [...]

POSTED ON June 7, 2017
How to buy property as a millennial

Growing up a millennial certainly has its advantages, like having a strong entrepreneurial mindset and dreams of self-employment. In fact, the disposable income of Australian [...]

POSTED ON March 27, 2017
What would I use a credit card for?

Whether you're making everyday purchases, buying a big-ticket item or want to consolidate debt, a credit card can be a convenient tool for managing your [...]

POSTED ON March 27, 2017
What is an overdraft?

An overdraft is a kind of personal loan linked to your bank account. An overdraft works a lot like a credit card. It is a [...]

POSTED ON February 28, 2017
How can mum and dad help me to buy a house?

The Prime Minister Malcolm Turnbull says parents should assist their adult children to break into expensive property markets. Without assistance, young Australians struggle to achieve [...]

POSTED ON February 20, 2017
These personal loan rates will shock you

The personal loan market is being shaken up by new, cheaper marketplace lenders and by expensive small payday loan providers. The banks and credit unions [...]

POSTED ON February 16, 2017
A home loan that pays school fees!

An Australian credit union has launched a home loan that makes contributions toward school fees or a scholarship fund. Gateway Credit Union says 28 per [...]

POSTED ON February 6, 2017
Banks repay mortgage offset mistakes

The popularity of mortgage offset accounts has soared in recent years. The Reserve Bank says money held in offset accounts is growing by about 30 [...]

POSTED ON February 3, 2017
Home loans – To fix or not to fix?

Standard variable and fixed rate home loan rates are now at historic record low levels. Australians have never paid less in interest to buy their [...]

POSTED ON January 25, 2017
Debit card vs credit card

Growing numbers of Aussies are cutting up their credit card and choosing a good debit card linked to a great everyday transaction banking account. Now, [...]

POSTED ON January 23, 2017
Stamp Duty Guide

Stamp duty, is usually not something people give too much thought to, until they go to buy a home. For most people, they’ll be affected [...]

POSTED ON January 20, 2017
Oh No! Banks are raising rates again

Three big banks and several smaller lenders have raised home loan interest rates over the summer break. Meanwhile, one bank has cut some of its [...]

POSTED ON January 18, 2017
What is a peer-to-peer personal loan?

In 2017, peer-to-peer lenders are expected to significantly grow their share of the Australian personal loan market. Peer-to-peer lenders are now becoming an established part [...]

POSTED ON January 3, 2017
What does mortgage offset mean?

Mortgage offset means offsetting your loan balance against your savings balance. A mortgage offset account is a daily transaction banking account or a savings account [...]

POSTED ON December 21, 2016
Your credit card is about to change

Banks, credit unions and other credit card issuers are making big changes to credit cards in response to new rules being introduced in 2017. From [...]

POSTED ON December 20, 2016
Now I need a cheap car loan

Are you buying an older, cheaper vehicle and need a loan to help you get across the line and hand over the cash? Not all [...]

POSTED ON November 30, 2016
Switching banks is getting a lot easier

Are you unhappy with your bank but the idea of switching your everyday transaction bank account seems a bit too difficult? Everybody has direct debits [...]

POSTED ON November 28, 2016