What is a low doc home loan?

We’re often told in order to buy your own home you need provide proof of a steady income. But for some, this isn’t always possible. [...]

POSTED ON February 19, 2018
How to make your home Airbnb ready

Featured Article By: Now Finance One of the most common tips in “increase your income” articles today is to get your spare room on Airbnb [...]

POSTED ON November 1, 2017
First-time home buyers guide

There’s a lot to wrap your head around when buying a property, including inspections, loan applications and finding the right conveyancer. In fact there are [...]

POSTED ON October 25, 2017
What is a Home Loan?

A home loan or mortgage is an agreement between a lender – usually a bank, credit union or building society – and a property owner. [...]

POSTED ON September 22, 2017
Moving House Checklist: 7 easy tips

Whether you've rented a new property, bought your first home or you're moving interstate, moving day can start to feel overwhelming. Here are some quick [...]

POSTED ON September 22, 2017
Choosing a broker – First steps

Online brokers provide a wide range of services. Deciding which features will be most important to you is the first step in choosing the right [...]

POSTED ON June 5, 2017
How to buy property as a millennial

Growing up a millennial certainly has its advantages, like having a strong entrepreneurial mindset and dreams of self-employment. In fact, the disposable income of Australian [...]

POSTED ON March 27, 2017
How can mum and dad help me to buy a house?

The Prime Minister Malcolm Turnbull says parents should assist their adult children to break into expensive property markets. Without assistance, young Australians struggle to achieve [...]

POSTED ON February 20, 2017
A home loan that pays school fees!

An Australian credit union has launched a home loan that makes contributions toward school fees or a scholarship fund. Gateway Credit Union says 28 per [...]

POSTED ON February 6, 2017
Banks repay mortgage offset mistakes

The popularity of mortgage offset accounts has soared in recent years. The Reserve Bank says money held in offset accounts is growing by about 30 [...]

POSTED ON February 3, 2017
Home loans – To fix or not to fix?

Standard variable and fixed rate home loan rates are now at historic record low levels. Australians have never paid less in interest to buy their [...]

POSTED ON January 25, 2017
Stamp Duty Guide

Stamp duty, is usually not something people give too much thought to, until they go to buy a home. For most people, they’ll be affected [...]

POSTED ON January 20, 2017
What does mortgage offset mean?

Mortgage offset means offsetting your loan balance against your savings balance. A mortgage offset account is a daily transaction banking account or a savings account [...]

POSTED ON December 21, 2016
Key home loan terms you should know

There’s a lot to consider when comparing home loans. Should you choose a fixed interest loan or opt for a variable rate? Do you qualify [...]

POSTED ON October 28, 2016
How to apply for a home loan

Owning your own home is the great Australian dream, but signing up for a home loan is a long-term financial commitment. That’s why it’s so [...]

POSTED ON October 28, 2016
Refinancing is the new black

Mortgage refinancing is switching your home loan to another lender. You do this by applying for and taking out a new loan on the same [...]

POSTED ON October 25, 2016
Do you want your smashed avo and a home too?

Respected demographer and social commentator Bernard Salt questioned whether “hipsters” should be spending money on “smashed avocado” brunches instead of saving for a home deposit. [...]

POSTED ON October 21, 2016
Lenders announce new home loan discounts

Fierce competition amongst Australian lenders has led to a raft of rate cuts. Following the Reserve Bank of Australia’s August rate cut, home loan rates [...]

POSTED ON October 19, 2016
Is it time to refinance?

Most Australian home buyers are paying too much for their home loan. While average mortgage rates are low, many lenders have not passed on all [...]

POSTED ON October 4, 2016
Help! I’m in mortgage stress!

Despite record low interest rates, many Australians are reporting they are struggling to keep up with home loan repayments. Cutting back on other essential expenses, [...]

POSTED ON August 18, 2016
What is an interest-only home loan?

Interest-only mortgages require the borrower to repay only the interest on the loan. The original loan amount - the principal - is not repaid until [...]

POSTED ON August 2, 2016