If you want to find out how to refinance your home loan while under mortgage stress, then you are dealing with debts and repayments that [...]
Location! Location! Location! That’s what it’s all about when buying your ideal home. How close is the nearest park or grocery store? Is there somewhere [...]
If you’re in the market for a new house you’ll spend a lot of your spare time attending open homes. Open house inspections are a [...]
Many small businesses don’t require commercial premises to set up shop. Almost one million small businesses operate out of residential premises. But setting up a [...]
Buying an investment property can be a lot of work if you don’t know what you’re doing. But we’re here to help you out. Once [...]
We’re often told in order to buy your own home you need provide proof of a steady income. But for some, this isn’t always possible. [...]
Featured Article By: Now Finance One of the most common tips in “increase your income” articles today is to get your spare room on Airbnb [...]
There’s a lot to wrap your head around when buying a property, including inspections, loan applications and finding the right conveyancer. In fact there are [...]
Just because you have a low credit score (sometimes referred to as bad credit) doesn’t mean you’ll miss your opportunity to own a home one [...]
When it comes to home loans there’s no one-size-fits-all approach. Mortgages can be complicated, as the market offers different payment options, ways of calculating interest [...]
A home loan or mortgage is an agreement between a lender – usually a bank, credit union or building society – and a property owner. [...]
Whether you've rented a new property, bought your first home or you're moving interstate, moving day can start to feel overwhelming. Here are some quick [...]
It feels like every week there's a new reason why we can't afford to enter the property market. But the truth is it's not your [...]
Between investor competition and skyrocketing property prices, first-time home buyers have been having a hard time getting into the property market. But for some, a [...]
Online brokers provide a wide range of services. Deciding which features will be most important to you is the first step in choosing the right [...]
First home buyers are getting older. More than half of Australian first home owners are between the ages of 30 and 49, with a further 11.7% in [...]
If you've been working hard and saving, investing can help multiply your hard-earned cash. So what are your options other than buying property? Here's a [...]
Growing up a millennial certainly has its advantages, like having a strong entrepreneurial mindset and dreams of self-employment. In fact, the disposable income of Australian [...]
Buying a new home or investment property is an exciting time, and there are many important things to consider. Finding the right home loan is [...]
The Reserve Bank of Australia board has met for March 2017 and decided to leave official interest rates at the historically low level of 1.5 [...]
The original First Home Owner Grant was an Australian government initiative to help offset property price rises caused by the introduction of the Goods and [...]
Do you just want a cheap home loan? Without any fancy features, options, add-ons or ‘package deals?’ If you aren’t interested in a packaged up [...]
The Prime Minister Malcolm Turnbull says parents should assist their adult children to break into expensive property markets. Without assistance, young Australians struggle to achieve [...]
The number of Australian households who are refinancing their home loans to a new lender and a better deal is growing. “There was a lot [...]
Interest only home loans are becoming more popular than ever before with owner-occupiers. Demand for interest-only home loans is now booming. The Reserve Bank of [...]
An Australian credit union has launched a home loan that makes contributions toward school fees or a scholarship fund. Gateway Credit Union says 28 per [...]
The popularity of mortgage offset accounts has soared in recent years. The Reserve Bank says money held in offset accounts is growing by about 30 [...]
Standard variable and fixed rate home loan rates are now at historic record low levels. Australians have never paid less in interest to buy their [...]
Stamp duty, is usually not something people give too much thought to, until they go to buy a home. For most people, they’ll be affected [...]
Borrowing to invest in property is booming. More than 35 per cent of all home loans in Australia are now held by investors. And it’s [...]
Credit card users need to know all about their interest-free periods if they want to avoid big interest bills on their card debt. Standard credit [...]
The lowest home loan rates in Australia are continuing to fall. You can keep up to date with the latest outlook on RBA interest rates [...]
A new home home loan could save you thousands this year, and every year. Switching to a new lender and refinancing has become a lot [...]
Mortgage offset means offsetting your loan balance against your savings balance. A mortgage offset account is a daily transaction banking account or a savings account [...]
Many borrowers try to lock in low fixed rate home loans when they think interest rates will soon rise. But most borrowers get that timing [...]
More lenders are raising interest rates despite the Reserve Bank deciding this week to leave the official cash rate unchanged for December 2016 and January [...]
For the first time in many months, there were more fixed home loan rate rises in November 2016 than rate cuts. More lenders are jacking [...]
Home loan borrowers are turning on their lenders and sending big bank customer satisfaction ratings down. Roy Morgan Research reports that the average satisfaction [...]
One bank raised variable home loan interest rates yesterday and more are expected to follow. Just a few weeks ago futures markets were pricing in [...]
Home loan interest rates in Australia are expected to rise following Donald Trump’s victory last week in the US presidential election. Fixed rate home loan [...]
Home buyers face extreme hurdles entering the Australian property market because of high house and apartment prices in our capital cities. A twenty per cent [...]
The Reserve Bank of Australia cut rates twice in 2016, to take the cash rate down to 1.5 per cent, from 2.0 per cent in [...]
Commissions and incentives, including holidays, cruises and trips to the Playboy mansion, paid by lenders and mortgage aggregators to mortgage brokers are under investigation by [...]
There are dozens of home loan providers offering a wide range of products, all with different interest rates, features and fees. The sheer depth of [...]
There’s a lot to consider when comparing home loans. Should you choose a fixed interest loan or opt for a variable rate? Do you qualify [...]
Owning your own home is the great Australian dream, but signing up for a home loan is a long-term financial commitment. That’s why it’s so [...]
Mortgage refinancing is switching your home loan to another lender. You do this by applying for and taking out a new loan on the same [...]
Respected demographer and social commentator Bernard Salt questioned whether “hipsters” should be spending money on “smashed avocado” brunches instead of saving for a home deposit. [...]
Fierce competition amongst Australian lenders has led to a raft of rate cuts. Following the Reserve Bank of Australia’s August rate cut, home loan rates [...]
The Australian home loan market is changing. From years of skyrocketing growth in new loan sales, lenders are now discounting heavily to win new business. [...]
Almost one in every three home loan borrowers lie to potential lenders about their finances in order to secure a loan according to a new [...]
The Reserve Bank has decided to keep official interest rates unchanged in October at 1.5 per cent. That leaves the average standard variable home loan [...]
Most Australian home buyers are paying too much for their home loan. While average mortgage rates are low, many lenders have not passed on all [...]
The customer satisfaction ratings of the big four banks are being dragged down by their home loan customers. Home buyers with mortgages from a big [...]
Despite record low interest rates, many Australians are reporting they are struggling to keep up with home loan repayments. Cutting back on other essential expenses, [...]
In the last week, the big four banks have all reported their profits and the results have been underwhelming. Bank profits are moderating as a [...]
Interest-only mortgages require the borrower to repay only the interest on the loan. The original loan amount - the principal - is not repaid until [...]
Strange things are happening in the investment home loan market New, stricter rules for banks and credit unions have changed the home loan market for [...]
Rate cuts are flooding the home loan market. The Reserve Bank of Australia has left official interest rates on hold recently but some lenders are [...]
New data from the Australian Bureau of Statistics (ABS) reveals that investors are returning the property market in force. After 12 months of subdued activity [...]
What is the immediate outlook for interest rates in Australia? The Reserve Bank of Australia has left official interest rates unchanged for July 2016 at [...]