Bank Australia
Bank Australia

Bank Australia Platinum Rewards Visa Credit Card

Purchase Rate
18.24% p.a.
Cash Advance Rate
18.24% p.a.
Interest Free
Up to 55 days
Annual Fee
  • complimentary overseas travel insurance. (Terms, conditions, limits and exclusions apply. See the Travel Insurance Information Booklet for details.)
  • earn 0.75 Qantas Points for every $1 spent
  • earn one additional Qantas Point for every $1 spent on selected Qantas products and services in Australia
  • monthly Qantas Points will be capped at 20,000
  • a low $189 annual fee ($59 for an additional card)
  • safe online purchasing with Visa Checkout
  • access to Visa Platinum entertainment offers
  • access to Apple Pay, Google Pay and Samsung Pay
  • manage the way you transact with card controls
  • place a temporary lock on your card the moment you think it might be lost or stolen
  • create custom notifications to monitor your card activity

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • QFF Program

Fee & Repayments

Annual Fee $189.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.5% or $20.00
Interest Charged From PaymentDueDate
Late Payment Fee $20.00

Rewards Program

Rewards Points per Dollar 0.75
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio 0.75
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners As per QFF Program
Rewards Bonus Points Partners As per QFF Program
Domestic Airlines Qantas Frequent Flyer
International Airlines

Other Charges

Duplicate Statement Fee $3.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $3.50
Over Limit Fee $12.00
Overseas Emergency Card Replacement Fee $175.00
Terms & Conditions

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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