BankSA
BankSA

BankSA Amplify Rewards Signature

Purchase Rate
19.74% p.a.
Cash Advance Rate
21.49% p.a.
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Interest Free
Up to 55 days
Annual Fee
$279.00
Balance Transfer Rate
0% p.a. for first 15 months
  • 100k in year 1 + 100k in year 2, when you spend $12k+ on eligible purchases in each year. (That can get you up to $450 each year in eGift cards.<)
  • 0% p.a. interest on balance transfers for 15 months# when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after this promotional period. New cards only.
  • Apply between 24th June 2021 and 30th November 2021
  • Celebrate birthdays with a birthday bonus - 10% of points earned in the past 12 months.
  • A range of exclusive Signature benefits including membership to Visa Luxury Hotel Collection.
  • Complimentary insurance covers if before leaving you prepay your travel costs using your Amplify Signature card as set out in the policy.
  • 24/7 concierge service.

Key Features
Rewards Program
Rewards
Joining Fee
$0.00
Annual Fee
$279.00
Insurance Cover
for Purchases
Overseas ATM
Availability
Automatic Travel
Insurance

Rewards Program
  • Earn 0.75 Qantas Points per $1 spent on purchases at Australian merchants.
  • Earn 1.5 Qantas Points per $1 spent on purchases at Overseas merchants.
  • Receive two Qantas Club lounge visits per year.

Fee & Repayments

Annual Fee $279.00
Annual Fee First Year $279.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $10.00
Interest Charged From PurchaseDate
Late Payment Fee $15.00

Rewards Program

Rewards Points per Dollar 1.5
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $11,667.00
Frequent Flyer Ratio 0.75
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN* $21,333.00
Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify card and again with the program partner.
Domestic Airlines Qantas - Qantas Frequent Flyer
International Airlines Qantas
Conditions Required spend for $100 gift card and Syd-Mel return flight is based on the Amplify Rewards Program.

Other Charges

Duplicate Statement Fee -
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $15.00
Overseas Emergency Card Replacement Fee $52.50
Terms & Conditions
Conditions, fees and credit criteria apply. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you. Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. ^Amplify Signature Bonus Amplify Points Offer: To be eligible to receive up to 200,000 bonus Amplify Points over 2 years, you must apply and be approved for a new Amplify Rewards Signature credit card between 24th June 2021 and 30th November 2021. You'll receive 100,000 bonus Amplify Points when you spend a minimum amount of $12,000 on eligible purchases on the credit card within the first 12 months from card approval. You'll receive an additional 100,000 bonus Amplify Points in the second year of your credit account being open, if you spend a minimum of $12,000 on eligible purchases within the subsequent year. If you do not meet the minimum spend in one year, you forfeit the bonus points for that year only, however you are still eligible for bonus points in subsequent years if you meet the minimum spend in subsequent years during the promotional period. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by BankSA, St.George or Bank of Melbourne, or who have held one in the last 12 months, are not eligible for this offer. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met. #Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo, Amplify Platinum or Amplify Signature credit card between 24th June 2021 and 30th November 2021, and request at card application to transfer balance(s) from up to 3 non-BankSA, St.George and Bank of Melbourne Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Platinum or Amplify Signature credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. No balance transfer fees apply to a Vertigo credit card. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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