bcu Rewards

Purchase Rate
12.8% p.a.
Cash Advance Rate
14.8% p.a.
Interest Free
Up to 55 days
Annual Fee
  • Standard interest free period - up to 55 days
  • A low rate card that earns cash back on purchases.
  • If you are looking for a low rate Credit Card with the added bonus of cash back rewards, the new bcu Rewards card is the perfect choice for you.
  • Additional cardholder option at no extra cost, provided they are over 16 years of age.
  • Visa Global Customer Assistance with 24-hour worldwide emergency hotline for lost or stolen cards.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • You earn 0.66% on every eligible dollar you spend using your bcu Rewards credit card.
  • Your points are automatically credited to a bcu Rewards Savings account on the 1st of every month.
  • Spend you cash back however you want. You can pay off your loan, put it into your child's Scoot account, put it back on the balance of your credit card and more!

Fee & Repayments

Annual Fee $89.00
Annual Fee First Year $89.00
Rewards Joining Fee $0.00
Supplementary Card Fee $89.00
Minimum Repayment Greater of 3% or $10.00
Interest Charged From PurchaseDate
Late Payment Fee $0.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $15,000.00
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions A maximum of $500 Rewards Cash Back can be earned in one year.

Other Charges

Duplicate Statement Fee $6.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $20.00
Overseas Emergency Card Replacement Fee $300.00
Terms & Conditions

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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