Police Bank
Police Bank

Police Bank Visa Credit Card

Purchase Rate
10.76% p.a.
Cash Advance Rate
10.76% p.a.
Interest Free
Up to 55 days
Annual Fee
  • Annual fee waived for the first year
  • Low ongoing interest rate
  • Up to 55 days interest free period on purchases

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $30.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.5% or $5.00
Interest Charged From PurchaseDate
Late Payment Fee $10.00

Other Charges

Duplicate Statement Fee $5.00
Overseas ATM Balance Fee $3.80
Transaction Verification Fee $0.00
Overseas ATM Withdrawal Fee $3.80
Over Limit Fee $15.00
Overseas Emergency Card Replacement Fee $175.00
Terms & Conditions
#This information is current as at 01 March 2021. Interest rates and annual fees are verified by each Financial Institution. All interest rates and fees quoted in the table are subject to change. Police Bank recommends Members seek independent verification. * Fees and charges and lending criteria apply. 1. Normally $30. This offer can be withdrawn at any time without notice.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.