Qudos Bank
Qudos Bank

Lifestyle Plus Visa Card

Purchase Rate
15.85% p.a.
Cash Advance Rate
15.85% p.a.
Interest Free
Up to 46 days
Annual Fee
Balance Transfer Rate
4.99% p.a. for first 5 months
Intro Purchase Rate
4.99% p.a. for up to 5 months
  • $0 annual fee.
  • 4.99% intro rate for the first 5 months.
  • Low variable interest rate of 15.85% p.a..
  • Up to 46 days interest free.
  • $0 fee for additional cards.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $0.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $0.00

Other Charges

Duplicate Statement Fee $5.00
Overseas ATM Balance Fee $2.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $2.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $175.00
Terms & Conditions
Normal lending criteria and fees and charges apply. Terms and Conditions apply and are available on request. #Up to 46 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions. ^Intro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable rate (currently 15.85% pa). +Please note: The daily transaction limit for Visa payWave is 30 transactions or $15,000 per day. You may be requested to enter your card PIN for transactions over $100. Mobile payments may also require pre-authentication on your device. Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Android are trademarks of Google Inc. Before opening this credit card account with us, you should read our Credit Card Conditions of Use and Financial Services Guide. Rates current as at 23 March 2020.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.