Fixed Rate - 18 months - Special construction offer (INV)

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
2 Year 2.01% 4.39%
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Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Investors
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 1.5
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 80%
Min Loan Amount $150,000.00
Max Loan Amount $750,000.00
Interest Rate Notes


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee $25.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing n/a


Application Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $150.00
Early Termination Fee

Break Costs

General Fee Notes:

General Notes:

After the first 18 months, the interest rate reverts to the applicable standard variable rate. Eligibility criteria: home loans to personal individual borrowers with new borrowings between $150,000 and $750,000 and maximum loan to value ratio of 80%. Must be single dwelling construction with fixed price building contract for loans approved from 14/9/20 to 31/12/20 and funding commenced by 30/6/21. The fixed rate applied to the loan will be the fixed rate advertised on date of first funding. $2,000 Cash Back for First Home Buyers* *The $2,000 will be paid into a GMCU Mortgage Offset account for you when your loan is fully drawn. The cash bonus is available on owner occupied new borrowings between $150,000 and $500,000 to individuals who are eligible for the Victorian Government First Home Owner Grant or First Home Buyer Duty Reduction Loan. Applications must be received between 14 September 2020 and 30 November 2020; with funding to commence by 31 May 2021. Lending eligibility criteria apply. Offer may be withdrawn at any time.

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.