How to check your home loan interest rate

Do you know your home loan interest rate? And what fees (if any) you are being charged on your mortgage?

Do you know your home loan repayments?

Have you compared your rate with the lowest rates in the market?

The first step is to find out what interest rate you are paying now on your home loan. You may already know this from the loan account statements and the original loan documents.

You may have negotiated a better rate for yourself from your lender.

Do you know how to find out your home loan rate?

Firstly, if you are with a big four bank, Commonwealth Bank, Westpac, ANZ or NAB, you can easily check on home loan interest rates and fees at InfoChoice. We’ve made it easy for you with quick links to bank home loan interest and fees information here in the one place.

Here are links to the big four bank’s mortgage rates, fees, features, as listed at InfoChoice:

Direct to Commonwealth Bank home loan interest rates and fees information.

Direct to Westpac Bank home loan interest rates and fees information.

Direct to ANZ Bank home loan interest rates and fees information.

Direct to NAB home loan interest rates and fees information.

InfoChoice compares the big banks with more than 140 other financial institutions and 1800 home loans.

So, you can be confident that you could find a better deal at InfoChoice. You can use the InfoChoice Refinancing Calculator to compare two loans and check on potential savings.

Some of the best home loan rates now available on InfoChoice:

Reduce Home Loan’s Rate Slasher home loan has a current variable rate of 2.69 per cent pa (comparison rate 2.70 per cent pa) with offset and redraw for owner occupiers paying principal and interest.

Go directly to Reduce Home Loans rates and fees information at InfoChoice.

Well Home Loans' Well Balanced Special home loan is currently charging a rate of 2.92% pa (comparison rate 2.96% pa) with redraw and offset on owner occupier (P&I) loans of up to 90% LVR.

Go directly to Well Home Loans rates and fees information at InfoChoice.

Loans.com.au’s Smart Home Loan has a current variable rate for owner occupiers of 2.78% pa (comparison rate 2.80% pa).

Go directly to loans.com.au home loan interest rates and fees information at InfoChoice.

FreedomLend has a variable rate for owner occupiers (P&I) of 2.79 per cent pa with a comparison rate also 2.79 per cent pa.

Go directly to FreedomLend’s rates and fees information at InfoChoice.

Virgin Money’s Reward Me Home Loan (Owner Occupier) has a Special fixed rate offer for new borrowings ( of more than  $300,000, up to 80% LVR).

Right now, Reward Me is charging fixed rates starting from 2.79% pa for three years (comparison rate 3.22% pa).

Virgin Money’s Reward Me home loan offers 10,000 rewards points for every $100,000 borrowed.

If you can’t find a better home loan rate at InfoChoice, you could be eligible for our Rate Dare $1K challenge.

Find a better home loan rate or get $1,000!

Compare home loans at InfoChoice today.

The products compared in this article are chosen from a range of offers available to us and are not representative of all the products available in the market and influenced by a range of factors including interest rates, product costs and commercial and sponsorship arrangements

InfoChoice compares financial products from 145 banks, credit unions and other financial institutions in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible.

The information contained on this web site is general in nature and does not take into account your personal situation. Do not interpret the listing order as an endorsement or recommendation from us.  You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. If you or someone you know is in financial stress, contact the National Debt Helpline on 1800 007 007.

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