How to check your home loan interest rate

Do you know your home loan interest rate? And what fees (if any) you are being charged on your mortgage?

Do you know your home loan repayments?

Have you compared your rate with the lowest rates in the market?

The first step is to find out what interest rate you are paying now on your home loan. You may already know this from the loan account statements and the original loan documents.

You may have negotiated a better rate for yourself from your lender.

Do you know how to find out your home loan rate?

Firstly, if you are with a big four bank, Commonwealth Bank, Westpac, ANZ or NAB, you can easily check on home loan interest rates and fees at InfoChoice. We’ve made it easy for you with quick links to bank home loan interest and fees information here in the one place.

Here are links to the big four bank’s mortgage rates, fees, features, as listed at InfoChoice:

Direct to Commonwealth Bank home loan interest rates and fees information.

Direct to Westpac Bank home loan interest rates and fees information.

Direct to ANZ Bank home loan interest rates and fees information.

Direct to NAB home loan interest rates and fees information.

InfoChoice compares the big banks with more than 140 other financial institutions and 1800 home loans.

So, you can be confident that you could find a better deal at InfoChoice. You can use the InfoChoice Refinancing Calculator to compare two loans and check on potential savings.

Some of the best home loan rates now available on InfoChoice:

Reduce Home Loan’s Rate Slasher home loan has a current variable rate of 2.69 per cent pa (comparison rate 2.70 per cent pa) with offset and redraw for owner occupiers paying principal and interest.

Go directly to Reduce Home Loans rates and fees information at InfoChoice.

Well Home Loans' Well Balanced Special home loan is currently charging a rate of 2.92% pa (comparison rate 2.96% pa) with redraw and offset on owner occupier (P&I) loans of up to 90% LVR.

Go directly to Well Home Loans rates and fees information at InfoChoice.

Loans.com.au’s Smart Home Loan has a current variable rate for owner occupiers of 2.78% pa (comparison rate 2.80% pa).

Go directly to loans.com.au home loan interest rates and fees information at InfoChoice.

FreedomLend has a variable rate for owner occupiers (P&I) of 2.79 per cent pa with a comparison rate also 2.79 per cent pa.

Go directly to FreedomLend’s rates and fees information at InfoChoice.