Bank of Queensland (BoQ) is one of Australia’s leading regional banks. BoQ is a listed institution (ASX:BOQ) and, unlike some other state-based banks, is not a subsidiary of one the big four Aussie banks (CBA, Westpac, NAB, ANZ). BoQ has a history stretching back to 1874 intertwined with the development of the state of Queensland. The first Bank of Queensland was established in 1863 but quickly shut down in 1866. The bank returned in 1874 as The Brisbane Permanent Benefit Building and Investment Society which became a bank in 1887. In 1970 the original name of Bank of Queensland was adopted. BoQ now owns St Andrew's Insurance, CIT Group, Virgin Money Australia and Investec Bank. Is Bank of Queensland just for Queenslanders? NO. Bank of Queensland is proud of its long history developing Queensland and assisting homeowners north of the Tweed River. However today Bank of Queensland has branches in every state of Australia and online applications for most loan and account products. BoQ has more than 200 branches across Australia and a handy online branch locator. The Bank of Queensland marketing department says: “We have more than 200 branches across Australia, and in each and every one of them you’ll find us really getting to know our customers and recognising the things they need, rather than selling them things they don’t.” Is Bank of Queensland a good lender? Bank of Queensland is a licensed bank, bound by responsible lending laws and a member of the Australian Financial Complaints Authority. Bank of Queensland is obligated to assist customers who claim to be in financial hardship. Bank of Queensland Home Loan Rates Right now, BoQ has a 2.99 per cent pa (comparison rate 3.72 per cent pa) three-year fixed home loan rate on offer right now (in December 2019). Bank of Queensland’s variable rates start from 3.29 per cent pa (comparison rate 3.82 per cent pa) on their Intro rate Home Loan for owner occupiers (P&I). Bank of Queensland home loan rates are listed at InfoChoice. Bank of Queensland Savings Rates Bank of Queensland has some market-leading at-call savings rates now on offer (in December 2019). The BoQ Fast Track Saver account is offering a maximum bonus rate of 2.15 per cent pa. For young people under 25, the Fast Track Starter account has an even better maximum bonus rate (Ts and Cs apply) of 3.15 per cent pa. You can compare Bank of Queensland with other home loan providers, other savings accounts, term deposits, personal loans and credit card issuers at InfoChoice. The products compared in this article are chosen from a range of offers available to us and are not representative of all the products available in the market and influenced by a range of factors including interest rates, product costs and commercial and sponsorship arrangements InfoChoice compares financial products from 145 banks, credit unions and other financial institutions in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible. The information contained on this web site is general in nature and does not take into account your personal situation. Do not interpret the listing order as an endorsement or recommendation from us. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. If you or someone you know is in financial stress, contact the National Debt Helpline on 1800 007 007.