Personal Loan

General Details

ANZ Fixed Rate Personal Loan

  • Certainty that your repayments won’t change
  • Control over your budget
  • Same day cash if approved in branch

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
Consolidate your debt. Buy a car. Renovate or improve your home. Travel. Celebrate a wedding or other occasions. Buy a motorbike, caravan or truck.  
Repayment Type
Principal & Interest  
Min. Loan Amount
$5,000.00  
Max. Loan Amount
$50,000.00  
Min. Loan Term
1 years  
Max. Loan Term
7 years  
Available As Car Loan
Car Type
Security Type
None  

Fees

Application Fee
$150.00  
$0.00  
$0.00  
$0.00  
$20.00  
Monthly  
$0.00  
$10.00  
-  
$300.00  
Loan Approval fee: $150.
Loan Administration charge: $10 per month, debited every 3 months until the loan is closed in ANZ systems.

Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Have a good credit rating and meet our credit lending guidelines
Interest Rates

Listed Rates

 
9.88%  
9.88%  
8.99% 
8.99%  
8.99%  
8.99%  
8.99%  
8.99% 
8.99%  

Comparison Rates*

 
9.88% 
9.88% 
9.88% 
9.88% 
9.88% 
9.88% 
9.88%  

Special Offer

*Rates as at Wednesday, 12 May 2021 and subject to change.

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.

ANZ Fixed Rate Personal Loan

  • Certainty that your repayments won’t change
  • Control over your budget
  • Same day cash if approved in branch

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan Consolidate your debt. Buy a car. Renovate or improve your home. Travel. Celebrate a wedding or other occasions. Buy a motorbike, caravan or truck.
Repayment Type Principal & Interest
Min. Loan Amount $5,000.00
Max. Loan Amount $50,000.00
Min. Loan Term 1
Max. Loan Term 7
Available As Car Loan
Car Type
Security Type None
Application Fee $150.00
Min. Entry Fee $0.00
Max. Entry Fee $0.00
Credit Line Fee $0.00
Arrears Fee $20.00
Arrears Charged Monthly
Transaction Fees $0.00
Monthly Service Fee $10.00
Exit Fee -
Early Termination Fee $300.00
Fee Notes Loan Approval fee: $150.
Loan Administration charge: $10 per month, debited every 3 months until the loan is closed in ANZ systems.

Be 18 years of age or over, and; Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. Have a good credit rating and meet our credit lending guidelines
Variable  
Minimum 9.88% 
Maximum 9.88% 
1 Year Fixed 8.99% 
2 Year Fixed 8.99%  
3 Year Fixed 8.99%  
4 Year Fixed 8.99%  
5 Year Fixed 8.99%  
6 Year Fixed 8.99% 
7 Year Fixed 8.99%  
Variable Comparison  
1 Year Fixed Comparison 9.88% 
2 Year Fixed Comparison 9.88% 
3 Year Fixed Comparison 9.88% 
4 Year Fixed Comparison 9.88% 
5 Year Fixed Comparison 9.88% 
6 Year Fixed Comparison 9.88% 
7 Year Fixed Comparison 9.88% 

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.