Personal Loan

General Details

Fixed Rate Car Loan (with Low Emission Vehicle Discount)

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
Purchase or refinance existing of a Low Emission Motor Vehicle  
Repayment Type
Principal & Interest  
Min. Loan Amount
$1,000.00  
Max. Loan Amount
$7,000,000.00  
Min. Loan Term
1 years  
Max. Loan Term
7 years  
Available As Car Loan
Car Type
Either New or Used
Security Type
Vehicle  

Fees

Application Fee
$0.00  
$0.00  
$0.00  
$0.00  
$0.00  
Monthly  
$0.00  
$0.00  
$0.00  
$5.45  
Bank Australia Low Emission Vehicle criteria: Bank Australia may provide a Low Emission Vehicle (LEV) pricing benefit if the car is Pure Electric, Plug In Hybrid Electric, Regenerative Hybrid or the internal combustion engine produces less than 125 g / km Tailpipe C02 (g/km) as published by Green Vehicle Guide©. The $150 establishment fee is waived for property owners where the purpose is for sustainable home improvements. Please visit bankaust.com.au for further detailsabout our personal loans, including the meaning of ‘sustainable home improvements © Commonwealth of Australia (Department of Infrastructure, Regional Development and Cities) 2018 Limited End-user licence provided by the Department of Infrastructure, Regional Development and Cities: You may print and reproduce views obtained from the Green Vehicle Guide data, retaining this notice, for your personal use only. The Department of Infrastructure, Regional Development and Cities gives no warranty regarding the Green Vehicle Guide data's accuracy, completeness, currency or suitability for any particular purpose.
Interest Rates

Listed Rates

 
5.45%  
5.45%  
5.45% 
5.45%  
5.45%  
5.45%  
5.45%  
5.45% 
5.45%  

Comparison Rates*

 
5.45% 
5.45% 
5.45% 
5.45% 
5.45% 
5.45% 
5.45%  

Fixed Rate Car Loan (with Low Emission Vehicle Discount)

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan Purchase or refinance existing of a Low Emission Motor Vehicle
Repayment Type Principal & Interest
Min. Loan Amount $1,000.00
Max. Loan Amount $7,000,000.00
Min. Loan Term 1
Max. Loan Term 7
Available As Car Loan
Car Type Either New or Used
Security Type Vehicle
Application Fee $0.00
Min. Entry Fee $0.00
Max. Entry Fee $0.00
Credit Line Fee $0.00
Arrears Fee $0.00
Arrears Charged Monthly
Transaction Fees $0.00
Monthly Service Fee $0.00
Exit Fee $0.00
Early Termination Fee $5.45
Fee Notes Bank Australia Low Emission Vehicle criteria: Bank Australia may provide a Low Emission Vehicle (LEV) pricing benefit if the car is Pure Electric, Plug In Hybrid Electric, Regenerative Hybrid or the internal combustion engine produces less than 125 g / km Tailpipe C02 (g/km) as published by Green Vehicle Guide©. The $150 establishment fee is waived for property owners where the purpose is for sustainable home improvements. Please visit bankaust.com.au for further detailsabout our personal loans, including the meaning of ‘sustainable home improvements © Commonwealth of Australia (Department of Infrastructure, Regional Development and Cities) 2018 Limited End-user licence provided by the Department of Infrastructure, Regional Development and Cities: You may print and reproduce views obtained from the Green Vehicle Guide data, retaining this notice, for your personal use only. The Department of Infrastructure, Regional Development and Cities gives no warranty regarding the Green Vehicle Guide data's accuracy, completeness, currency or suitability for any particular purpose.
Variable  
Minimum 5.45% 
Maximum 5.45% 
1 Year Fixed 5.45% 
2 Year Fixed 5.45%  
3 Year Fixed 5.45%  
4 Year Fixed 5.45%  
5 Year Fixed 5.45%  
6 Year Fixed 5.45% 
7 Year Fixed 5.45%  
Variable Comparison  
1 Year Fixed Comparison 5.45% 
2 Year Fixed Comparison 5.45% 
3 Year Fixed Comparison 5.45% 
4 Year Fixed Comparison 5.45% 
5 Year Fixed Comparison 5.45% 
6 Year Fixed Comparison 5.45% 
7 Year Fixed Comparison 5.45% 

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.