Special Offer Back to Basics Personal/Owner Occupied LVR > 90% - ≤95%)

Variable Rate

3.44 % p.a.

Comparison Rate

3.45 % p.a.

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  • Loan Type Basic
  • Min Loan $150,000.00
    Max Loan $3,250,000.00
  • Application Fee $0.00
  • Borrow upto
    of property value
    90%
  • Ongoing fee $0.00
  • Redraw Facility
  • Offset Account

Loan Details

Loan Type
Basic
Security Type
ResidentialProperty
Availability
Owner Occupiers
Repayment Options
Principal & Interest
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
*Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 95% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. The discounted rate (currently 3.44% p.a.) is calculated by subtracting a discount of 1.21% from the Standard Back to Basics Variable Rate (currently 4.65% p.a.). The discounted rate is available on eligible loans applied for from 4 December 2019. Rates and discounts are subject to change and may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded. Banking Products are issued by Suncorp Bank. Please read the relevant Product Information Document and the Terms and Conditions before making any decision regarding this product. These documents are also available at Suncorp Bank stores on our Product Information Documents and Forms page (link: https://www.suncorp.com.au/banking/help-support/documents-forms.html)
Min Loan Term
8
Max Loan to Value Ration (LVR)
80%
Max Loan Term
30
Max LVR with Mortgage Insurance
90%
Min Loan Amount
$150,000.00
Max Loan Amount
$3,250,000.00

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$300.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
-%
Redraw Available
Min Redraw Amount
$1,000.00
Max Redraw Amount
-
Redraw Fee
-
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split
20
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing
n/a

Fees

Application Fee
$0.00
Legal Fee
$0.00
Valuation Fee
$0.00
Settlement Fee
$0.00
Service Fee
$0.00
Exit Fee
$350.00
Early Termination Fee
Break Costs

General Fee Notes:

General Notes:

Special Offer Back to Basics Personal/Owner Occupied LVR > 90% - ≤95%)

Variable Rate
3.44 % p.a.
Comparison Rate
3.45 % p.a.
Loan Type
Basic
Min Loan
$150,000.00
Max Loan
$3,250,000.00
Application fee
$0.00
Borrow upto of property value
90%
Ongoing fee
$0.00
Redraw Facility
Offset Account

More Information

Loan Type Basic
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Interest Rate Notes *Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 95% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. The discounted rate (currently 3.44% p.a.) is calculated by subtracting a discount of 1.21% from the Standard Back to Basics Variable Rate (currently 4.65% p.a.). The discounted rate is available on eligible loans applied for from 4 December 2019. Rates and discounts are subject to change and may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded. Banking Products are issued by Suncorp Bank. Please read the relevant Product Information Document and the Terms and Conditions before making any decision regarding this product. These documents are also available at Suncorp Bank stores on our Product Information Documents and Forms page (link: https://www.suncorp.com.au/banking/help-support/documents-forms.html)
Min Loan Term 8
Max Loan Term 30
Min Loan Amount $150,000.00
Max Loan Amount $3,250,000.00
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 90%
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $300.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount $1,000.00
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Application Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $350.00
Early Termination Fee
Break Costs:
Split Available
Max No. of Accounts for Split 20
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing n/a