UHomeLoan Fixed Rate Loan (for Owner Occupied Loans, Principal & Interest Loans)

Fixed Rates: All Terms (p.a.)

Terms Fixed Rate Comparison Rate
1 Year 2.74% 3.38%
3 Year 2.69% 3.19%
5 Year 2.94% 3.19%

Compare 300 + other Home Loans

  • Loyalty Discount of 0.10% p.a. off the variable interest rate after three years or after fixed term expiry, whichever occurs later. You’ll then earn the discount on the variable rate for the life of your loan.
  • With a UHomeLoan, you’ll also benefit from:

+ Show All Benefits

  • Loan Type Fixed
  • Min Loan $100,000.00
    Max Loan $2,000,000.00
  • Application Fee $0.00
  • Borrow upto
    of property value
    80%
  • Ongoing fee $0.00
  • Redraw Facility
  • Offset Account

Loan Details

Loan Type
Fixed
Security Type
ResidentialProperty
Availability
Owner Occupiers
Repayment Options
Principal & Interest
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
30
Max Loan to Value Ration (LVR)
80%
Max Loan Term
30
Max LVR with Mortgage Insurance
80%
Min Loan Amount
$100,000.00
Max Loan Amount
$2,000,000.00

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$0.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
-%
Redraw Available
Min Redraw Amount
-
Max Redraw Amount
-
Redraw Fee
-
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split
4
Separate Statements for Split
Statement Frequency
2
Fixed Option
Fee for Fixing
$395.00

Fees

Application Fee
$0.00
Legal Fee
$0.00
Valuation Fee
$0.00
Settlement Fee
$0.00
Service Fee
$0.00
Exit Fee
$0.00
Early Termination Fee
Not applicable to Variable or Fixed Rate Loans.
Break Costs
Economic break cost applies

General Fee Notes:
A fixed rate fee of $395 applies to fixed rate loans

General Notes:

UHomeLoan Fixed Rate Loan (for Owner Occupied Loans, Principal & Interest Loans)

Fixed Rates: All Terms (p.a.)
Terms Fixed Rate Comparison Rate
1 Year 2.74% 3.38%
3 Year 2.69% 3.19%
5 Year 2.94% 3.19%
Loan Type
Fixed
Min Loan
$100,000.00
Max Loan
$2,000,000.00
Application fee
$0.00
Borrow upto of property value
80%
Ongoing fee
$0.00
Redraw Facility
Offset Account

Top Features

+ Show More Top Features

More Information

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term 30
Max Loan Term 30
Min Loan Amount $100,000.00
Max Loan Amount $2,000,000.00
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 80%
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $0.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Application Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $0.00
Early Termination Fee Not applicable to Variable or Fixed Rate Loans.
Break Costs:
Economic break cost applies
Split Available
Max No. of Accounts for Split 4
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing $395.00
General Fee Notes:
A fixed rate fee of $395 applies to fixed rate loans