Community First Credit Union
Community First Credit Union

Honeymoon Home Loan OO PI

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
1 Year 3.15% 3.85%
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  • Features and benefits:
  • - A low fixed rate for the first 12 months*
  • - No annual fee
  • - No account keeping fees
  • - 100% offset account attached
  • - Redraw available with no minimum redraw amount
  • - Available for owner occupied purposes
  • - Maximum LVR of 80% (or 95% with Lenders Mortgage Insurance)
  • - Weekly, fortnightly or monthly repayment options
  • - Maximum loan term of 30 years

Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 95%
Min Loan Amount $50,000.00
Max Loan Amount $1,000,000.00
Interest Rate Notes
Credit eligibility criteria, terms and conditions, fees and charges apply. For more information please visit


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $250.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate 0%
Redraw Available