Virgin Money
Virgin Money

Reward Me Home Loan (Owner Occupier) - Special for New Borrowings of $300,000 + and up to 80% LVR - 10,000 points for every $100k borrowed

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
1 Year 2.79% 3.00%
2 Year 2.29% 2.91%
3 Year 2.35% 2.88%
4 Year 2.99% 3.05%
5 Year 2.99% 3.07%
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  • With competitive 2, 3 and 5 year rates.
  • Borrow up to of property values up to 90% (*80% for special rates)
  • But a big benefit of a VMA home loan is that we offer ongoing Velocity Points for the life of the loan:
  • 1. 10,000 Points for every $100,000 drawn on settlement
  • 2. A further 1,000 Velocity Points per loan account every month (so if customer has a loan split fixed and variable they’ll get 2,000 points every month.
  • 3. 30,000 Velocity Points every 3 years just to say thanks for sticking with us

Key Features
Loan Type
Fixed
Min Loan
Max Loan
$75,000.00
$499,999.00
Application Fee
$300.00
Borrow upto
of property value
90%
Ongoing fee
$10.00 Monthly
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 90%
Min Loan Amount $75,000.00
Max Loan Amount $499,999.00
Interest Rate Notes

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%