Newcastle Permanent Building Society
Newcastle Permanent Building Society

Smart Saver Account (under 25s)

Base Variable Rate
0.00% p.a.
Max Variable Rate
1.40% p.a.
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Interest is earned for every calendar month that closing balance on the last day of the month is at least $10 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month. All account owners must be under 25 years of age.

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Youth
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Interest is earned for every calendar month that closing balance on the last day of the month is at least $10 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month. All account owners must be under 25 years of age.
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $1,000.00
EFTPOS Fee $0.60
Debit Card Replacement Fee $0.00

Fee Details

Service Fee Frequency Monthly
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

2 free "everyday transactions" per month. Unlimited free branch deposits and internet banking transactions.

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $3.00
Free Counter Trans. Per Month 2
Cheque Fee $10.00
Cheque Dishonour Fee $9.00
Debit Item Dishonour Fee $9.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee -
Overseas ATM Withdrawal Fee $5.00
Overseas EFTPOS Fee -
OS Emergency Card Replacement $100.00
Foreign Transaction Fee 3%