ANZ Business 55 Interest Free Days ($0 Annual Card Fee for the first year)

Purchase Rate
17.74% p.a.
Cash Advance Rate
19.24% p.a.
Interest Free
Up to 55 days
Annual Fee
  • Special Offer: $0 Annual Card Fee for the first year.
  • Up to 55 days interest free credit on purchases.
  • Interest rate on purchases currently 17.74% p.a.
  • Interest rate on cash advances currently 19.24% p.a.
  • Could be useful for businesses with irregular cashflow.
  • One monthly statement that summarises all fees, charges, payments and conveniently sorts transactions by cardholder with GST estimation.
  • View balances, transfer money and make payments simply and easily with the ANZ App.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $150.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.00% or $25.00
Interest Charged From PurchaseDate
Late Payment Fee $35.00

Other Charges

Duplicate Statement Fee $14.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $50.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions
Eligibility criteria, Terms and Conditions, fees and charges apply. *The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available at and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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