Bankwest Qantas Platinum MasterCard

Purchase Rate
20.49% p.a.
Cash Advance Rate
21.99% p.a.
Interest Free
Up to 44 days
Annual Fee
Balance Transfer Rate
2.99% p.a. for first 9 months
  • Earn up to 50k Qantas Bonus Points when you spend $3000 on eligible purchases in the first 90 days and keep your card open for over 15 months. Limited time only. New customers only and you must not have opened a Bankwest Qantas Mastercard in the last 24 months. Other fees, T&Cs apply.
  • Earn 0.75 Qantas Point for every $1 up to $2,500, 0.30 points per $1 after the first $2,500 spent on eligible purchases each month.
  • No points cap.
  • No foreign transaction fees on online and overseas purchases***
  • Complimentary Credit Card Travel Insurance for you and your family~
  • Purchase security cover. 3 months of free insurance against loss, theft or accidental damage on personal goods purchased anywhere in the world.~

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • Qantas Frequent Flyer
  • Earn 0.75 Qantas Point for every $1 up to $2,500, 0.30 points per $1 after the first $2,500 spent on eligible purchases each month.

Fee & Repayments

Annual Fee $160.00
Annual Fee First Year $160.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $25.00

Rewards Program

Rewards Points per Dollar 0.75
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio 0.75
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines

Other Charges

Duplicate Statement Fee $2.50
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $12.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions
1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Points earned and redemption values subject to change. Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until: You have spent an initial $1,500 on eligible purchases using your card; and Your account has been opened for at least 2 months. 2. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at 3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated. 4. Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurance Product Disclosure Statement and Information Booklet (PDF) for details. On 9 December 2019 we made some important changes to complimentary overseas travel insurance cover and eligibility criteria – here’s what you need to know []. Coronavirus (COVID-19):​ Please note that this event is excluded from cover for all destinations. For more information please see here []. 5. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs. 6. Introductory rate on balance transfers: Introductory rate on balance transfers is available to new credit card customers only Applies from the date when the card is opened, regardless of when any balance transfer is processed by us After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule Minimum balance transfer amount is $500 A request will only be processed up to 95% of your approved credit limit Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards. View balance transfer terms and conditions. *Lending criteria, fees and charges (including a $160 annual fee), Terms and Conditions apply and are available on request. One Bankwest Qantas Mastercard per customer. Earn up to 50,000 Bonus Qantas Points promotion is only available to eligible new Bankwest Qantas Platinum Mastercard customers who have not opened a Bankwest Qantas Mastercard in the last 24 months ($3,000 minimum credit limit) and apply from 17 June 2021 until the promotion ends and are approved. To be eligible for 50,000 Bonus Points you must meet the minimum spend requirements within three months of account opening. 40,000 Bonus Qantas Points are transferred to your account within five months of account opening and are subject to change. To be eligible for 10,000 Bonus Points you must keep your card account open for 15 months. 10,000 Bonus Qantas Points are transferred to your account within 17 months of account opening and subject to change. Your card account must remain open for points to be transferred. You are not eligible for this promotion if you upgrade or vary your existing Bankwest credit card to a Bankwest Qantas Platinum Mastercard. Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 6 of our Bankwest Qantas Rewards terms and conditions available from Bankwest. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Bankwest, a division of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL/Australian credit licence 234945

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.