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FRL + OA Owner Occupier - Principal & Interest - LVR ≤ 80%

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
1 Year 2.04% 3.94%
2 Year 1.84% 3.73%
3 Year 1.89% 3.56%
4 Year 2.34% 3.54%
5 Year 2.49% 3.48%
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  • Loan reverts to Mortgage Simplifier at the end of the fixed rate term.

Key Features
Loan Type
Fixed
Min Loan
Max Loan
$50,000.00
$2,000,000.00
Application Fee
$499.00
Borrow upto
of property value
-%
Ongoing fee
-
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) -%
Max LVR with Mortgage Insurance -%
Min Loan Amount $50,000.00
Max Loan Amount $2,000,000.00
Interest Rate Notes
Loan reverts to Mortgage Simplifier after the fixed interest period.

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing n/a

Fees

Application Fee $499.00
Legal Fee -
Valuation Fee -
Settlement Fee $299.00
Service Fee -
Exit Fee $250.00
Early Termination Fee

Break Costs

WARNING: If you select a fixed rate loan, break costs may be payable if, at any time before the fixed rate expires, you (1) pay out your loan, make an additional payment of $10,000 or more, or you make additional payments totalling $10,000 or more in any one-year period (with the first one-year period starting on the first day of the fixed interest period), or (2) you ask us to make certain changes to your loan including but not limited to your loan type, your repayment type, your loan purpose, your fixed interest period, the security on your property, your approved loan amount, your loan term, the borrowers on your loan or any other change that requires your loan to be re-documented. You should refer to the Home Loan terms and conditions for details and contact us on 133 464 for an estimate of the break costs that may be payable by you in the above circumstances. Any additional payments or advanced funds are not available for redraw during the fixed interest period. There is no offset facility available on a fixed rate loan.

General Fee Notes:


General Notes:

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.