RACQ Bank Home Loans as of April 2026

Monthly repayment below is based on a $500,000 loan amount over 30 years.

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LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
5.64% p.a.
5.65% p.a.
$2,883
Principal & Interest
Variable
$0
$550
60%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Extra Repayments
  • More details
5.74% p.a.
5.74% p.a.
$2,915
Principal & Interest
Variable
$0
$550
70%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Extra Repayments
  • More details
5.79% p.a.
5.79% p.a.
$2,931
Principal & Interest
Variable
$0
$550
80%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
5.84% p.a.
5.84% p.a.
$2,947
Principal & Interest
Variable
$0
$550
60%
  • Investor
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • More details
5.84% p.a.
5.88% p.a.
$2,947
Principal & Interest
Variable
$0
$550
60%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Offset
  • Redraw
  • More details
5.84% p.a.
5.88% p.a.
$2,947
Principal & Interest
Variable
$0
$550
70%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Offset
  • Redraw
  • More details
5.89% p.a.
5.93% p.a.
$2,962
Principal & Interest
Variable
$0
$550
80%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • More details
5.94% p.a.
5.94% p.a.
$2,978
Principal & Interest
Variable
$0
$550
70%
  • Investor
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • More details
More home loans
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning

Home Loan Lenders' Rates

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