G&C Mutual Bank Home Loan Rates & Review

G&C Mutual Bank Home Loans as of May 2025

Monthly repayment below is based on a $500,000 loan amount over 30 years.

Loan purpose

Loan amount

Compare

Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Owner Occupied P&I 2year) (2 years)	5.50% p.a.	5.56% p.a.	$2,839	Principal & Interest	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Owner Occupied P&I 3year) (3 years)	5.70% p.a.	5.76% p.a.	$2,902	Principal & Interest	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Essential Worker Home Loan with offset (Owner Occupied P&I)	5.70% p.a.	5.75% p.a.	$2,902	Principal & Interest	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank First Home Buyer Loan (Owner Occupied P&I)	5.74% p.a.	5.79% p.a.	$2,915	Principal & Interest	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Momentum Home Loan (Owner Occupied <60% LVR)	5.74% p.a.	5.79% p.a.	$2,915	Principal & Interest	Variable	$0	$0	59%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Momentum Home Loan (Owner Occupied 60-80% LVR)	5.84% p.a.	5.89% p.a.	$2,947	Principal & Interest	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Owner Occupied P&I 1year) (1 year)	5.85% p.a.	5.91% p.a.	$2,950	Principal & Interest	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Momentum Home Loan (Owner Occupied >80% LVR)	5.94% p.a.	5.99% p.a.	$2,978	Principal & Interest	Variable	$0	$0	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Investor P&I 2year) (2 years)	5.95% p.a.	6.01% p.a.	$2,982	Principal & Interest	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Owner Occupied P&I 4year) (4 years)	5.95% p.a.	6.01% p.a.	$2,982	Principal & Interest	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Owner Occupied P&I 5year) (5 years)	5.95% p.a.	6.01% p.a.	$2,982	Principal & Interest	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Investor P&I 3year) (3 years)	5.95% p.a.	6.01% p.a.	$2,982	Principal & Interest	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Advantage Home Loan (Owner Occupied P&I)	6.04% p.a.	6.09% p.a.	$3,011	Principal & Interest	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Advantage Home Loan (Owner Occupied I/O)	6.04% p.a.	6.07% p.a.	$2,517	Interest-only	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Investor P&I 1year) (1 year)	6.05% p.a.	6.11% p.a.	$3,014	Principal & Interest	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Momentum Home Loan (Investor <60% LVR)	6.05% p.a.	6.10% p.a.	$2,521	Interest-only	Variable	$0	$0	59%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Advantage Home Loan with offset (Owner Occupied I/O)	6.14% p.a.	6.17% p.a.	$2,558	Interest-only	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Advantage Home Loan with offset (Owner Occupied P&I)	6.14% p.a.	6.19% p.a.	$3,043	Principal & Interest	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Investor P&I 5year) (5 years)	6.15% p.a.	6.21% p.a.	$3,046	Principal & Interest	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Investor P&I 4year) (4 years)	6.15% p.a.	6.21% p.a.	$3,046	Principal & Interest	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Momentum Home Loan (Investor 60-80% LVR)	6.15% p.a.	6.20% p.a.	$3,046	Principal & Interest	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Owner Occupied IO) (3 years)	6.25% p.a.	6.30% p.a.	$2,604	Interest-only	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Owner Occupied IO) (2 years)	6.25% p.a.	6.30% p.a.	$2,604	Interest-only	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Owner Occupied IO) (1 year)	6.25% p.a.	6.30% p.a.	$2,604	Interest-only	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Momentum Home Loan (Investor >80% LVR)	6.25% p.a.	6.30% p.a.	$2,604	Interest-only	Variable	$0	$0	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Owner Occupied IO) (4 years)	6.30% p.a.	6.35% p.a.	$2,625	Interest-only	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Advantage Home Loan (Investor P&I)	6.34% p.a.	6.39% p.a.	$3,108	Principal & Interest	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Advantage Home Loan (Investor I/O)	6.34% p.a.	6.38% p.a.	$2,642	Interest-only	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Owner Occupied IO) (5 years)	6.35% p.a.	6.40% p.a.	$2,646	Interest-only	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Advantage Home Loan with offset (Investor I/O)	6.44% p.a.	6.48% p.a.	$2,683	Interest-only	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Advantage Home Loan with offset (Investor P&I)	6.44% p.a.	6.49% p.a.	$3,141	Principal & Interest	Variable	$0	$0	80%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Investor IO) (3 years)	6.45% p.a.	6.50% p.a.	$2,688	Interest-only	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Investor IO) (2 years)	6.45% p.a.	6.50% p.a.	$2,688	Interest-only	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Investor IO) (1 year)	6.45% p.a.	6.50% p.a.	$2,688	Interest-only	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Investor IO) (4 years)	6.50% p.a.	6.55% p.a.	$2,708	Interest-only	Fixed	$0	$500	95%	More details	Compare
G&C Mutual Bank	G&C Mutual Bank Fixed Rate Mortgage (Investor IO) (5 years)	6.55% p.a.	6.60% p.a.	$2,729	Interest-only	Fixed	$0	$500	95%	More details	Compare

More home loans

Variable Home Loan P&I <90%

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,344

5.79% Advertised Rate (p.a.)

5.83% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

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