Commonwealth Bank
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Commonwealth Bank

Commonwealth Business Credit Card - Low Rate

Purchase Rate
14.55% p.a.
Cash Advance Rate
14.55% p.a.
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Interest Free
Up to 0 days
Annual Fee
$0.00
Balance Transfer Rate
5.99% p.a. for first 5 months
  • Pay a low 5.99% p.a. in interest for the first 5 months on the balance you bring across, cash advance rate thereafter.
  • Low, competitive interest rate with no annual fee and no interest-free period.
  • Max 2 cards
  • Complimentary transit accident insurance
  • Paypass enabled
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Key Features
Rewards Program
Rewards
Joining Fee
-
Annual Fee
$0.00
Insurance Cover
for Purchases
Overseas ATM
Availability
Automatic Travel
Insurance

Fee & Repayments

Annual Fee $0.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.5% or $75.00
Interest Charged From PurchaseDate
Late Payment Fee $20.00

Other Charges

Duplicate Statement Fee $7.00
Overseas ATM Balance Fee $1.25
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $4.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $20.00
Terms & Conditions
1. Excludes some manual transactions and some contactless payments. 2. At the end of the balance transfer period, the interest rate on any outstanding transferred balances converts to the cash advance rate current at that time. Other fees and charges may be payable. 3. Charge applies to cash advances through a terminal of any financial institution in Australia, at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam. 4. Charge applies to cash advances at Commonwealth Bank branches. 5. Fee applies to cash advance transactions made at other financial institutions within Australia. 6. Charge applies to cash advances by way of funds transfer through NetBank, PhoneBank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 13 2221 Transfer Cash, NetBank Transfer Home Loan, Mobile Bank Transfer and NetBank Transfer Personal Loan. 7. Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions or traveller’s cheques. 8. A maximum charge of $150.00 (or a flat fee of $2.50 applies if your closing balance on previous business day was in credit). Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. You can also download our Financial Services Guide (FSG) (PDF 59kb).

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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