Personal Loan

General Details

Unsecured Personal Loan

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
Any worthwhile personal purpose  
Repayment Type
Principal & Interest  
Min. Loan Amount
$3,000.00  
Max. Loan Amount
$50,000.00  
Min. Loan Term
3 years  
Max. Loan Term
7 years  
Available As Car Loan
Car Type
Either New or Used
Security Type
None  

Fees

Application Fee
$195.00  
-  
-  
-  
$0.00  
 
-  
$8.00  
-  
$100.00  
No penalty for additional repayments and any surplus balances can be redrawn at any time free of charge. An Early Repayment Fee may become payable if you repay your loan within the first 12 months $250.00 or payable if you repay your loan after the first 12 months but before the end of 24 months $100.00.
Interest Rates

Listed Rates

0.00% 
10.99%  
10.99%  
0.00% 
0.00%  
10.99%  
10.99%  
10.99%  
10.99% 
10.99%  

Comparison Rates*

-% 
0.00% 
0.00% 
11.81% 
11.81% 
11.81% 
11.81% 
11.81%  

Unsecured Personal Loan

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan Any worthwhile personal purpose
Repayment Type Principal & Interest
Min. Loan Amount $3,000.00
Max. Loan Amount $50,000.00
Min. Loan Term 3
Max. Loan Term 7
Available As Car Loan
Car Type Either New or Used
Security Type None
Application Fee $195.00
Min. Entry Fee -
Max. Entry Fee -
Credit Line Fee -
Arrears Fee $0.00
Arrears Charged
Transaction Fees -
Monthly Service Fee $8.00
Exit Fee -
Early Termination Fee $100.00
Fee Notes No penalty for additional repayments and any surplus balances can be redrawn at any time free of charge. An Early Repayment Fee may become payable if you repay your loan within the first 12 months $250.00 or payable if you repay your loan after the first 12 months but before the end of 24 months $100.00.
Variable 0.00% 
Minimum 10.99% 
Maximum 10.99% 
1 Year Fixed 0.00% 
2 Year Fixed 0.00%  
3 Year Fixed 10.99%  
4 Year Fixed 10.99%  
5 Year Fixed 10.99%  
6 Year Fixed 10.99% 
7 Year Fixed 10.99%  
Variable Comparison -% 
1 Year Fixed Comparison 0.00% 
2 Year Fixed Comparison 0.00% 
3 Year Fixed Comparison 11.81% 
4 Year Fixed Comparison 11.81% 
5 Year Fixed Comparison 11.81% 
6 Year Fixed Comparison 11.81% 
7 Year Fixed Comparison 11.81% 

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.