About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Home Loan Fees and Charges

It's easy to be absorbed in the excitement of finally having the funds to purchase your home that you might overlook the fact that the loan you use comes with a...

25 Mar 2024
Bernadette Lunas

Pre-approval Home Loan Requirements and Documents

Getting pre-approved for a loan gives you a head start in your homebuying journey. You just need to meet a couple of requirements and submit key documents to en...

25 Mar 2024
Bernadette Lunas

Few movements in home loan rates following RBA hold

The local mortgage market’s subdued sentiment towards RBA’s cash rate hold was evident in this week’s scant movements on home loan rates.

22 Mar 2024
Bernadette Lunas

More Australians returning to work eases jobless rate to 3.7%

ABS February jobs data revealed the unemployment rate slowed slightly after breaching the 4% threshold as more Aussies returned to work.

21 Mar 2024
Bernadette Lunas

Which Australian cities have the most expensive land prices per square metre?

Australian homeowners now own less land relative to the price per square metre, with land values in major cities rising by as much as 59% over the last five yea...

21 Mar 2024
Bernadette Lunas

RBA leaves cash rate unchanged as expected

The Reserve Bank of Australia (RBA) wrapped up its two-day policy meeting by keeping the cash rate at 4.35% until May.

19 Mar 2024
Bernadette Lunas

New term deposit top rate hits the market ahead of RBA meeting

A term deposit surprise hit the market this week, as Credit Union SA set a new top rate while other banks lowered their offerings.

15 Mar 2024
Bernadette Lunas

Perth, Adelaide lead price rises in the cheaper end of the home market

Affordable home owners are getting more value for their money compared to those who own luxury properties, according to latest findings.

14 Mar 2024
Bernadette Lunas

‘Tay-flation’ no match to inflation: Australian households tighten the purse strings

Aussies’ willingness to open their wallets for Taylor Swift concert tickets was not enough to lift household spending last month, a CommBank report reveal...

13 Mar 2024
Bernadette Lunas

Australia's residential real estate continues full market recovery

Australia’s residential real estate continues to display robust recovery after recording another rise in home values.

12 Mar 2024
Bernadette Lunas

What is Capital Gains Tax

Every Australian selling assets like shares and investment properties can be subject to capital gains tax (CGT). There is almost no way of avoiding it entirely,...

12 Mar 2024
Bernadette Lunas

Banks slash term deposit rates leaving top rates behind

One of Australia’s biggest banks along with several other providers further dropped term deposit rates.

08 Mar 2024