UBank
UBank

USpend (Base rate 0.54%p.a. +1.06% p.a. Standard Bonus Rate = 1.60%p.a on balances up to $250K)

Amount Base Rate Max Rate
$1000+ 0.54% 1.60%
$5000+ 0.54% 1.60%
$10000+ 0.54% 1.60%
$20000+ 0.54% 1.60%
< $1000 0.54% 1.60%
$1000+ 0.54% 1.60%
$2000+ 0.54% 1.60%
$5000+ 0.54% 1.60%
$10000+ 0.54% 1.60%
$20000+ 0.54% 1.60%
$50000+ 0.54% 1.60%
$100000+ 0.54% 1.60%
$250000+ 0.54% 1.60%
$500000+ 0.54% 0.54%
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Open a USpend account for as little as $1. Receive a Savings Bonus of 1.06%p.a.* on top of your linked USave standard variable rate when you deposit $200 or more a month (like your salary) into your transaction or nominated USave account. The Savings Bonus is applicable on balances up to $250K. *Bonus Rate eligibility criteria apply. Unless stated otherwise, bonus rates are variable and subject to change.

  • The USpend comes with: Bonus Interest. *Conditions Apply.
  • Visa Debit Card
  • No monthly fees
  • Unlimited access to your money through UBank Internet Banking, NAB ATM’s, and wherever Visa is accepted
  • A USave Savings Bonus on your USave (for balances up to $250,000) if you deposit $200 or more a month
  • A UBank Visa Debit Card with payWave
  • Protection from fraud by UBank Defence 24/7
  • Online access, 24/7

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Online
Min. Opening Amount $1.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Open a USpend account for as little as $1. Receive a Savings Bonus of 1.06%p.a.* on top of your linked USave standard variable rate when you deposit $200 or more a month (like your salary) into your transaction or nominated USave account. The Savings Bonus is applicable on balances up to $250K. *Bonus Rate eligibility criteria apply. Unless stated otherwise, bonus rates are variable and subject to change.
Interest Calculation Frequency Daily
Interest Payment Frequency