G&C Mutual Bank is a favourite in InfoChoice’s annual awards. Last year the customer owned institution was awarded InfoChoice Home Loan Lender of the Year [...]
Lots of Australians are looking to pare down their financial commitments in the wake of the covid-19 pandemic. If you’re one of the Aussies planning [...]
There are so many credit cards available in Australia that it’s almost impossible to pick out the very best option. It’s more about finding the [...]
Recently released figures from the Reserve Bank of Australia (RBA) reveal that Australians managed to wipe out a total of $1.64 billion from their credit [...]
With all of the financial uncertainty caused by covid-19 still having an impact, many Australians are reviewing their financial products to make sure they’re getting [...]
If you’re looking to reduce your credit card bills then you could move your existing balance onto a card issued by a different provider. Many [...]
A balance transfer card can be a good solution if you have a balance on a card that is proving to be hard to clear [...]
In late 2019, the Australian Bureau of Statistics (ABS) released figures the showed the average household credit card debt is $3357. In fact, Australians had [...]
Sometimes the best way to save money is to find better deals on your financial products and utilities, including your mortgage, gas and electricity and [...]
The Commonwealth Bank and Menulog may seem like a strange combination – like peanut butter on beef burgers – however, the pair has joined forces [...]
The economic recovery post COVID-19 may take some time and so during this period, a business owner may look to secure business loans, overdrafts and [...]
Credit card holders may have been granted some respite from their regular monthly payments, however with more and more people unemployed and turning to their [...]
If you are looking for a balance transfer deal with a long zero per cent interest period, so you can reduce your balance, you can [...]
The lowest rate credit cards in Australia are designed for people who sometimes carry a balance on their cards and want to keep their interest [...]
You can take off quicker with the right QFF linked rewards credit card. The best QFF card deals offer plenty of points upfront, a reasonable [...]
Breaking News Update: BP purchases may now earn you QFF points - read more at InfoChoice. One of the best things about having a Qantas [...]
What you need to know about VFF points A Velocity linked credit card earns Virgin Velocity Frequent Flyer points for every dollar you spend with [...]
What you Need To Know about VFF points Your Velocity linked credit card will earn you Virgin Velocity Frequent Flyer points for every dollar you [...]
The best basic credit cards in Australia offer low rates, low fees and long interest-free periods. The best frequent flyer credit cards offer thousands of [...]
The credit card market is under pressure as shoppers and other consumers find alternatives to high-interest, high-fee credit cards. Banks and other credit card issuers [...]
The best credit cards with airport lounge access come with frequent flyer points, rewards, insurances, concierge service plus reasonable rates and fees. Some of the [...]
How much are credit card and Eftpos fees? When you pay with a credit or debit card in-store the merchant may add a card surcharge [...]
Who is REALLY getting the better deal? Aussies love tapping their phone or their card instore or online. And Aussies hate ATM fees for withdrawing [...]
Platinum, black and gold level credit cards offer a higher level of service than the average credit card. These are credit cards for people who [...]
Two credit cards with 100,000 Velocity points The NAB Rewards Signature Visa credit card is promoting a 120,000 bonus VFF points giveaway - when you keep the [...]
Right now, banks and other card issuers are competing hard to win new credit card customers and right now, in January 2020, there are some [...]
The best credit cards for business provide a good value proposition with reasonable rates and fees. The best cards for business also have features like [...]
Right now, banks and other credit card issuers are competing hard to win new customers. Credit cards have some amazing QFF points deals on offer [...]
*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]
*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]
ANZ promises 5-min credit card applications ANZ Bank offers some of Australia’s most popular credit cards including the ANZ Rewards Black Card (currently offering 150,000 bonus Rewards [...]
If you’re in the market for a credit card comparison to find the best credit card deals, you are probably wanting fast approval in minutes, [...]
Stop searching for the best credit card. We have done the hard work. InfoChoice has researched and compared hundreds of cards to find the top [...]
There are hundreds of different credit cards available in Australia, all offering different features, functions, rates, fees and charges. How could anyone possibly know how [...]
This Christmas, Afterpay is everywhere. Afterpay is an app which shoppers can use at the checkout or online to pay for goods and services. Afterpay [...]
Whether you are looking for a balance transfer credit card, a low-rate card, a card with no annual fee, a rewards points or platinum level [...]
Christmas shopping scams are booming in 2019. Australians are falling victim to Christmas online shopping scams at an alarming rate. Already, before the end of [...]
*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]
Almost one million Australians ditched their credit card in the 12 months to September, the Reserve Bank reported this week. 594, 289 credit card accounts [...]
Credit cards offering amazing deals to entice customers back Many Australians are cutting up their credit card and using debit cards or other ways to [...]
594,000 Aussies cut up their credit cards Almost one million Australians ditched their credit card in the 12 months to September, the Reserve Bank reported [...]
If you have been searching for cheap credit cards in Australia, you can compare low rate and no-annual fee credit cards from Australia’s banks, credit [...]
Australians love gifts. In fact, Aussies love giving more than receiving, according to recent research from the Financial Planning Association. 85 per cent of people [...]
*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]
*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]
PayPal credit card coming soon Citi Australia has announced it will develop credit products for PayPal, the online payments and wallet company that claims eight [...]
Credit card issuers are under pressure to sign up new customers at the moment. And that has led to the proliferation of some amazingly generous [...]
Which is better – Afterpay or a credit card? Buy now, pay later or credit? Afterpay, Zip, Openpay, LatitudePay and other buy now, pay later [...]
Afterpay threatened by surcharges Shoppers using Afterpay, Zip, Openpay or other Buy Now, Pay Later schemes could be forced to pay a merchant surcharge to [...]
If you’re looking for the best American Express credit card for earning rewards points then you could be on a comparison site for some time [...]
Virgin Australia Velocity is one of the world’s best airline loyalty schemes, so if you have a Virgin or Velocity linked credit card, you’ll be [...]
*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is now Citi [...]
Your credit score is the rating that lenders, banks and any other institutions that may have to lend you money or enter into a contract [...]
A balance transfer credit card can help you consolidate and transfer balances from other credit cards and loans onto a new card with a lower [...]
The ANZ Frequent Flyer Black Visa credit card might well be Australia’s favourite credit card, or at least one of the most desired credit cards. [...]
If you’ve recently got a Qantas Frequent Flyer credit card then you’re probably wondering what the best ways to earn frequent flyer points are. The [...]
What is cardless cash? Cardless cash means withdrawing cash from an ATM without a card. Spoiler alert – it’s done with your mobile phone. It’s [...]
If you’ve been wondering about balance transfers and whether one would work for you, find out more about it all in this, your guide to [...]
All Centrelink payments get paid as cash into bank accounts as a right of every Australian. Until now. Since the Howard government, remote communities have [...]
*Disclaimer: Citi credit card product names have changed effective 20 Jan 2020 as following: Citi Clear Platinum is now Citi Clear; Citi Rewards Platinum is [...]
By Jason Bryce Banks and other credit card issuers are offering hundreds of thousands of Qantas Frequent Flyer, Virgin Velocity and other rewards points to [...]
If you have a Qantas credit card you can earn Qantas Frequent Flyer points with every dollar you spend on day–to–day purchases. Very often, your [...]
Coles and Woolworths both offer credit cards that you can use in either store, as well as anywhere else that accepts credit cards. Each provider [...]
Credit card issuers have been hauled over the coals by the Hayne Banking Royal Commission and banking industry regulators. The result is new rules to [...]
There are so many credit cards on offer in Australia that it can make your head spin! If you’re looking for a card, you need [...]
Last month, Australia’s best-loved airline announced a fleet of changes to its Qantas Frequent Flyer program, meaning more seats and cheaper taxes for millions of [...]
A significant proportion of Aussies don’t want to know what their credit rating is because they know it’ll be indifferent at best, with some fearing [...]
The Qantas Frequent Flyer program may be a household name in Australia, but Virgin’s Velocity program gives it a serious run for its money. Qantas [...]
Once you have your credit card and you’ve started to make purchases with it, you’ll also have to make payments in order to avoid large [...]
The ASIC Commissioner is “deeply troubled” by how the banks “unfairly” sold junk insurance to credit card customers. And he’s issued a warning – We’re [...]
If you’re a frequent traveller, whether it’s sheer wanderlust or business (or both, if you’re lucky), then a frequent flyer credit card may well be [...]
What’s your credit rating? You may have seen an advertisement, or been spammed by an email from Credit Simple or Credit Savvy, or one of [...]
If you’re a frequent flyer, no matter whether it’s for business, leisure or a combination of both, you might be looking for a credit card [...]
If you’re looking to do a balance transfer on your credit card but have ‘bad credit’ then you could be on the right track to [...]
Yes, you can transfer your money, and your debt, from your current credit card to another card. This move is known as a balance transfer [...]
You might think that all forms of credit are the same—personal loan, overdraft or a credit card—but they’re not. They all “behave” in different ways [...]
First thing to say about this subject is - Don’t Panic. Having debt problems can give you serious emotional and psychological stress. There can also [...]
A bad credit history is bad news because it can lower your chances of securing a personal loan, credit card and even a home loan. [...]
If you suspect that your credit rating isn’t as good as it could be, or if you know for certain that it’s not very good [...]
One of the worst things about having a bad credit rating or credit history is worrying that you’ll never manage to dig yourself out of [...]
Many people think that using their credit card is a straightforward process—you buy an item or a service and you pay off this money, usually [...]
Thirteen million Qantas Frequent Flyer members now need fewer points to claim an economy class seat on an international flight and will pay less in [...]
You might have thought that the days of credit card colour wars (yes, it was a thing) were over since the days of conspicuous consumption [...]
Whether you’re struggling with your credit card repayments or whether you’d just like to reduce them so you can divert the saved funds somewhere else, [...]
Having a credit card comes with the responsibility of paying it off to the best of your ability each month. At least making the minimum [...]
Whether you’re applying for your first credit card, or you’re looking for a new one, it’s important that you perform a credit card comparison to [...]
Most people are concerned about their credit rating because having a good score can boost your chances of being approved for mortgages, credit cards and [...]
Many Australians worry about their credit rating these days, especially if they know their own rating isn’t as good as it could be. Finding out [...]
With over-indebtedness growing among Australian households, many people wonder how they’ll ever be free of their monthly debt repayments, or at least reduce them to [...]
When you first start using a credit card you probably don’t think about how the interest is calculated and added up each month. What might [...]
More and more Aussies are cutting up their credit cards for good, but they aren’t giving up on spending. In the lead up to Christmas [...]
One of the downsides of people being unwilling to talk openly about money and their personal finances is that lots of myths and misconceptions spring [...]
Do you know how to find the best value, lowest rate, no fee credit card that suits you and your lifestyle and spending habits? Credit [...]
In the market for a new credit card? Credit card comparison will help you find special offers different banks and other financial institutions have on [...]
The Turnbull government has announced ‘game changing’ new laws that will allow Australian’s to negotiate a better deal on their home loans, credit cards and [...]
Consumers using their credit or debit card to pay for taxi fares are enjoying the lower card surcharge fees that have been set by new [...]
Late payment fees on a credit card cost $16 to $17 on average. Some late fees can be significantly higher than this. Annual fees on [...]
Aussie launched a new credit card designed to help save online shoppers on overseas sites some of the estimated millions of dollars in international transaction [...]
Mike Shurlin, NAB’s General Manager Cards and Personal Loans said the bank’s credit card reforms have saved its customers over $160 million overall. “We've led [...]
24 per cent of Australians repay less than or the minimum credit card repayment each month and those least likely to pay credit card bills [...]