Variable Portfolio Loan

Variable Rate
6.73% p.a.
Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
$14.00 Monthly
Redraw Facility
Offset Account

Loan Details

Loan Type HomeEquity
Security Type ResidentialProperty
Repayment Options Interest Only
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 90%
Min Loan Amount $10,000.00
Max Loan Amount $99,999,999.00
Interest Rate Notes
If Advantage Package Option is taken there is a discount on the Portfolio Variable rate interest rates. $395 annual Advanatge Package Fee fee is payable in lieu of establishment fee and ongoing mthly service fee


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate 0%
Redraw Available
Min Redraw Amount $0.00
Max Redraw Amount $0.00
Redraw Fee $0.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 10
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing $100.00


Application Fee $700.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $100.00
Service Fee $14.00
Exit Fee $350.00
Early Termination Fee

Break Costs


General Fee Notes:

Each additional sub-account = $100 fee and each sub account has a montly service fee.If Advantage Package Option is taken additional sub account and monthly service fees are not payable.

General Notes:

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.