Home Advantage Package Fixed

Fixed Rates: All Terms (p.a.)

Terms Fixed Rate Comparison Rate
1 Year 2.99% 3.61%
2 Year 2.99% 3.59%
3 Year 2.99% 3.57%
5 Year 3.19% 3.60%

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  • Loan Type Fixed
  • Min Loan $150,000.00
    Max Loan $9,999,999.00
  • Application Fee $0.00
  • Borrow upto
    of property value
    95%
  • Ongoing fee $350.00 Yearly
  • Redraw Facility
  • Offset Account

Loan Details

Loan Type
Fixed
Security Type
ResidentialProperty
Availability
Owner Occupiers
Repayment Options
Principal & Interest
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
1
Max Loan to Value Ration (LVR)
80%
Max Loan Term
30
Max LVR with Mortgage Insurance
95%
Min Loan Amount
$150,000.00
Max Loan Amount
$9,999,999.00

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$450.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
2%
Redraw Available
Min Redraw Amount
$0.00
Max Redraw Amount
$0.00
Redraw Fee
$20.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split
n/a
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing
n/a

Fees

Application Fee
$0.00
Legal Fee
$0.00
Valuation Fee
$0.00
Settlement Fee
$150.00
Service Fee
$350.00
Exit Fee
$300.00
Early Termination Fee
Break Costs
Maybe payable if a fixed rate loan is repaid within a fixed rate term.

General Fee Notes:
One annual fee applies to all products in the Home Advantage Package. Heritage will pay valuation fees up to $330 dollars after that the member is required to pay.

General Notes:

Home Advantage Package Fixed

Fixed Rates: All Terms (p.a.)
Terms Fixed Rate Comparison Rate
1 Year 2.99% 3.61%
2 Year 2.99% 3.59%
3 Year 2.99% 3.57%
5 Year 3.19% 3.60%
Loan Type
Fixed
Min Loan
$150,000.00
Max Loan
$9,999,999.00
Application fee
$0.00
Borrow upto of property value
95%
Ongoing fee
$350.00 Yearly
Redraw Facility
Offset Account

More Information

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term 1
Max Loan Term 30
Min Loan Amount $150,000.00
Max Loan Amount $9,999,999.00
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 95%
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $450.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate 2%
Redraw Available
Min Redraw Amount $0.00
Max Redraw Amount $0.00
Redraw Fee $20.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Application Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $150.00
Service Fee $350.00
Exit Fee $300.00
Early Termination Fee
Break Costs:
Maybe payable if a fixed rate loan is repaid within a fixed rate term.
Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing n/a
General Fee Notes:
One annual fee applies to all products in the Home Advantage Package. Heritage will pay valuation fees up to $330 dollars after that the member is required to pay.