UBank
UBank

UHomeLoan Standard Variable Rate Loan (for Owner Occupied, Principal & Interest Loans)

Variable Rate
3.17% p.a.
Comparison Rate*
3.10% p.a.
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  • Loyalty Discount of 0.10% p.a. off the variable interest rate when you’ve held a variable rate UHomeLoan for three years. You’ll then earn the discount for the life of your loan.
  • With a UHomeLoan, you’ll also benefit from:
  • No application fees
  • No ongoing fees
  • A quick and easy online application

Key Features
Loan Type
Variable
Min Loan
Max Loan
$100,000.00
$2,000,000.00
Application Fee
$0.00
Borrow upto
of property value
80%
Ongoing fee
$0.00
Redraw Facility
Offset Account

Loan Details

Loan Type Variable
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 30
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 80%
Min Loan Amount $100,000.00
Max Loan Amount $2,000,000.00
Interest Rate Notes

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $0.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available