UHomeLoan Standard Variable Rate Loan (for Owner Occupied, Principal & Interest Loans)

Variable Rate
3.17% p.a.
Comparison Rate*
3.10% p.a.
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  • Loyalty Discount of 0.10% p.a. off the variable interest rate when you’ve held a variable rate UHomeLoan for three years. You’ll then earn the discount for the life of your loan.
  • With a UHomeLoan, you’ll also benefit from:
  • No application fees
  • No ongoing fees
  • A quick and easy online application

Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Variable
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 30
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 80%
Min Loan Amount $100,000.00
Max Loan Amount $2,000,000.00
Interest Rate Notes


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $0.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available