Citi
Citi

Fixed Rate Loan OOC

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
1 Year 2.19% 4.96%
2 Year 2.19% 4.71%
3 Year 2.29% 4.50%
5 Year 2.69% 4.26%
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Key Features
Loan Type
Fixed
Min Loan
Max Loan
$350,000.00
$4,000,000.00
Application Fee
$399.00
Borrow upto
of property value
90%
Ongoing fee
$8.00 Monthly
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Monthly
Min Loan Term 0
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 90%
Min Loan Amount $350,000.00
Max Loan Amount $4,000,000.00
Interest Rate Notes
LVR over 80% - add 0.25% p.a. LVR over 80% plus LMI (LVR between 80.01%-85% available without LMI subject to policy) Loans for non residents or loans where the income declared for loan assessment is in a foreign currency available for P&I only - add 0.50% p.a. Please note Loadings are cumulative and apply to fixed and variable rates

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $450.00
Mortgage Offset Available
Mortgage Offset 100%