Bank of Queensland
Bank of Queensland

BOQ Low Rate Visa Card

Purchase Rate
13.49% p.a.
Cash Advance Rate
21.49% p.a.
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Interest Free
Up to 55 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 12 months
  • Take out a BOQ Low Rate Visa Card before 31 August 2017 and you'll receive 0% p.a. on purchases and balances transferred for a period of 12 months. Balances transferred up to 80% of your credit limit and will revert to the cash advance rate thereafter.
  • Low interest rate.
  • Low annual card fee.
  • Up to 55 days interest-free on purchases.
  • If you currently have a credit card or store card elsewhere, you can easily transfer the outstanding balance to a Low Rate Visa Card and start saving right away.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $55.00
Annual Fee First Year $55.00
Rewards Joining Fee -
Supplementary Card Fee $15.00
Minimum Repayment Greater of 2.00% or $0.00
Interest Charged From PurchaseDate
Late Payment Fee $10.00

Other Charges

Duplicate Statement Fee $7.00
Overseas ATM Balance Fee 0.00%
Transaction Verification Fee $7.00
Overseas ATM Withdrawal Fee -
Over Limit Fee $30.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.