Bankwest Breeze Platinum MasterCard (0% p.a. for 6 months on balance transfers. 2% BT fee applies)

Purchase Rate
12.99% p.a.
Cash Advance Rate
21.99% p.a.
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Interest Free
Up to 55 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 6 months
  • 0% p.a. for 6 months on balance transfers - 2% BT fee applies. Introductory offer only available on balance transfers from existing non-Bankwest cards.
  • Enjoy complimentary overseas travel insurance ongoing.
  • Plus, no foreign transaction fees on online or overseas purchases.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $99.00
Annual Fee First Year $99.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $25.00

Other Charges

Duplicate Statement Fee $0.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $10.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $10.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions
Introductory balance transfer rate is available to new Breeze Mastercard customers who apply from 8 April 2020 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards. Introductory balance transfer rate applies from the date the card is opened, regardless of when any balance transfer is processed by Bankwest. After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards balances can be transferred to a Bankwest credit card. Rates are subject to change and exclude cash advances (rate 21.99% applies). One Bankwest Breeze Mastercard per customer. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. No foreign transaction fees apply for Platinum customers. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or financial institution or entity processing the transaction is located overseas. Other fees and charges may apply, including when using overseas ATMs. Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See Bankwest’s Credit Card Insurance Product Disclosure Statement and Information Booklet (PDF) for details. A cash advance fee will apply to any withdrawals made through an ATM overseas or in Australia. A withdrawal fee of $4 applies if after the transaction, your Credit Card Account has a credit (positive) balance. If before the transaction, your Credit Card Account has a debit (negative) balance, the greater of $4 or 2% of the transaction amount will apply and if before the transaction, your card account has a credit (positive) balance, but the final balance after the transaction is in debit (negative), the greater of 4% or 2% if the amount in debit. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.