Emirates Citi World Mastercard 0% p.a. on balance transfers for 9 months (reverts to cash advance rate).

Purchase Rate
21.49% p.a.
Cash Advance Rate
22.24% p.a.
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Interest Free
Up to 55 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 9 months
  • Receive 50,000 Skywards Miles on your first spend within 90 days from card approval. Plus if you spend a minimum of $500 on during that period you will receive an additional 10,000 Skywards Miles.
  • Offer ends 30 June 2020.
  • 0% p.a. for 9 months on balance transfers (cash rate after 9 months).
  • Half-price annual fee in your first year (usually $299 per year). Earn 1 Skywards Mile per $1 spent on eligible Domestic Spend (up to $3,000) and 1.25 Skywards Miles per $1 on eligible International Spend (uncapped).
  • Two complimentary lounge passes per year for any Emirates Lounge in Australia when flying Emirates.
  • One complimentary chauffeur-driven ride per year to and from the airport.
  • Complimentary International Travel Insurance and Transit Accident Insurance.
  • Free wine every time you dine with the Citibank Dining Program.
  • With Priceless Cities, explore unforgettable experiences in more than 40 cities across the world. To learn more, visit

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • Earn 1 Skywards Mile per $1 spent on eligible Domestic Spend up to $3,000, then 0.5 per $1 spent (up to $10,000 per statement period).
  • Earn 1.25 Skywards Miles per $1 spent on eligible International Spend (uncapped).
  • Earn 1.5 Skywards Miles for every $1 spent on airline tickets purchased via

Fee & Repayments

Annual Fee $299.00
Annual Fee First Year $149.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $30.00
Interest Charged From PurchaseDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer