Westpac Altitude Black (Velocity Rewards)

Purchase Rate
20.49% p.a.
Cash Advance Rate
21.49% p.a.
Compare Now
Interest Free
Up to 45 days
Annual Fee
  • Earn 80,000 bonus Velocity Points when you spend $4,000 on eligible purchases on a new Altitude Black credit card within 90 days from card approval
  • Special promotions are available on new credit cards only and are valid until 31 March 2020.
  • Platinum concierge service.
  • Complimentary insurance cover.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • If you choose Velocity Rewards:
  • 0.75 Altitude Points for every $1 spent on eligible purchases in Australia on your American Express Altitude Black Card (Australian Merchants).

Fee & Repayments

Annual Fee $250.00
Annual Fee First Year $0.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $10.00
Interest Charged From PaymentDueDate
Late Payment Fee $15.00

Rewards Program

Rewards Points per Dollar
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $5,650.00
Frequent Flyer Ratio 0.50
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners There's no limit to the amount of points you can earn with your chosen rewards program, either Altitude Points or Qantas points.
Domestic Airlines Virgin Australia, Air New Zealand, Singapore
International Airlines Altitude Travel enables bookings by all international and domestic airlines when flights depart from Australia
Conditions You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. The Altitude Rewards Terms and Conditions and relevant frequent flyer program apply.