Macquarie Bank
Macquarie Bank

Macquarie RateSaver Card

Purchase Rate
15.95% p.a.
Cash Advance Rate
15.95% p.a.
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Interest Free
Up to 55 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 14 months
  • Low ongoing interest rate.
  • Low annual fee.
  • Microchip for extra security.
  • Global acceptance of Visa.
  • Access to Visa Entertainment.
  • Visit for full details and terms and conditions.
  • Zero liability unauthorised purchases with Visa’s Zero Liability Policy*

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $69.00
Annual Fee First Year $69.00
Rewards Joining Fee -
Supplementary Card Fee $10.00
Minimum Repayment Greater of 2% or $50.00
Interest Charged From PurchaseDate
Late Payment Fee $35.00

Other Charges

Duplicate Statement Fee $7.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $8.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $30.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions
Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 (MBL). All applications are subject to Macquarie’s standard credit approval criteria on Up to 55 days interest free on purchases only applies if your Account is paid in full by the due date shown each month (including any balance transfers but excluding any Interest Free Finance balances that are in the specified promotional period). The 0% pa interest rate applies to balances transferred with this offer for the first 14 months from the date your account is approved and then reverts to the standard variable interest rate for purchases, which is currently 15.95% pa for the Macquarie RateSaver Card. Interest rates are subject to change and Macquarie Card Services credit criteria. Minimum repayments are required. Card repayments will be applied last to the repayment of transferred balances that are in the promotional interest rate period. For further details refer to the Balance Transfer Terms and Conditions. *Visa's Zero Liability policy covers Australian and New Zealand-issued cards and